Consumer Credit: US

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Developments

Feberuary 2023[1][2]

US consumer borrowing grew in February at a more moderate pace, held back by the smallest increase in credit-card balances in nearly two years.

  • Total credit increased $15.3 billion after an upwardly revised January gain of $19.5 billion, compared with the median estimate of an $18 billion increase in a Bloomberg survey of economists.
  • Non-revolving credit, such as loans for school tuition and vehicle purchases, climbed $10.3 billion after smaller advances in the prior two months.
  • Revolving credit outstanding, which includes credit cards, increased $5 billion, the smallest gain since April 2021.

References