3,882
edits
Banking Industry health after Silicon Valley Bank collapse: Difference between revisions
Banking Industry health after Silicon Valley Bank collapse (view source)
Revision as of 21:17, 15 March 2023
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<ref>https://www.fdic.gov/resources/bankers/national-rates/</ref>https://www.forbes.com/advisor/banking/cds/us-bank-cd-rates/ | <ref>https://www.fdic.gov/resources/bankers/national-rates/</ref>https://www.forbes.com/advisor/banking/cds/us-bank-cd-rates/ | ||
https://fred.stlouisfed.org/series/SNDR | https://fred.stlouisfed.org/series/SNDR | ||
[[File:420022092.png|thumb|https://www.spglobal.com/marketintelligence/en/news-insights/latest-news-headlines/svb-signature-racked-up-some-high-rates-of-uninsured-deposits-74747639]] | |||
== Deposits == | == Deposits == | ||
Has decreased by about 400 billion since 2022. | Has decreased by about 400 billion since 2022. | ||
https://fred.stlouisfed.org/series/DPSACBW027SBOG | https://fred.stlouisfed.org/series/DPSACBW027SBOG | ||
=== Uninsured deposits === | |||
US banks have well over $1 trillion of uninsured deposits | |||
{| class="wikitable" | |||
!Company | |||
!Uninsured deposits / domestic deposits (higher is riskier) | |||
!Loans and held-to-maturity securities / total deposits (higher is riskier) | |||
!YTD % change<ref>https://www.investors.com/etfs-and-funds/sectors/banks-report-most-exposed-to-uninsured-deposits/</ref> | |||
|- | |||
|Bank of New York Mellon | |||
|96.5% | |||
|31.2% | |||
| -0.1% | |||
|- | |||
|SVB Financial Group | |||
|93.9% | |||
|94.4% | |||
| -53.9% | |||
|- | |||
|State Street | |||
|91.2% | |||
|40.1% | |||
| -1.8% | |||
|- | |||
|Signature | |||
|89.7% | |||
|93.3% | |||
| -39.2% | |||
|- | |||
|Northern Trust | |||
|83.1% | |||
|54.5% | |||
| -3.1% | |||
|- | |||
|Citigroup | |||
|77.0% | |||
|64.6% | |||
|4.3% | |||
|- | |||
|HSBC Holdings | |||
|72.5% | |||
|47.4% | |||
|11.9% | |||
|- | |||
|First Republic Bank | |||
|67.7% | |||
|110.6% | |||
| -69.1% | |||
|- | |||
|East West Bancorp | |||
|65.9% | |||
|91.1% | |||
| -13.9% | |||
|- | |||
|Comerica | |||
|62.5% | |||
|72.8% | |||
| -36.6% | |||
|} | |||
== Reserves == | == Reserves == | ||