Banking Industry health after Silicon Valley Bank collapse: Difference between revisions

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== Mark to Market Losses ==
== Mark to Market Losses ==
[[File:Banks 1.PNG|thumb|[https://deliverypdf.ssrn.com/delivery.php?ID=916073065102098074098005011117089007031005031068030005011122071010111071127088114109050018100005055097010089127107091118073001055038014069012120114100031011116019036079067003012072028106075069028021119109075123005010127067089072026112069005065092005&EXT=pdf&INDEX=TRUE Mark-to-Market Statistics by Bank Size]]]
[[File:Banks 1.PNG|thumb|[https://deliverypdf.ssrn.com/delivery.php?ID=916073065102098074098005011117089007031005031068030005011122071010111071127088114109050018100005055097010089127107091118073001055038014069012120114100031011116019036079067003012072028106075069028021119109075123005010127067089072026112069005065092005&EXT=pdf&INDEX=TRUE Mark-to-Market Statistics by Bank Size]]]
Disclaimer about the research:
* They did not account for derivatives heghes for the interest rate risks, which could make numbers look better
* They did not account for changes in credit risks, which could make numbers look worse
Recent research suggests that Tte market value of U.S. banking system assets is approximately $2 trillion lower than suggested by their book value. (see image for more details). <ref>https://deliverypdf.ssrn.com/delivery.php?ID=916073065102098074098005011117089007031005031068030005011122071010111071127088114109050018100005055097010089127107091118073001055038014069012120114100031011116019036079067003012072028106075069028021119109075123005010127067089072026112069005065092005&EXT=pdf&INDEX=TRUE</ref>
Recent research suggests that Tte market value of U.S. banking system assets is approximately $2 trillion lower than suggested by their book value. (see image for more details). <ref>https://deliverypdf.ssrn.com/delivery.php?ID=916073065102098074098005011117089007031005031068030005011122071010111071127088114109050018100005055097010089127107091118073001055038014069012120114100031011116019036079067003012072028106075069028021119109075123005010127067089072026112069005065092005&EXT=pdf&INDEX=TRUE</ref>