Banking Industry health after Silicon Valley Bank collapse: Difference between revisions

While the decline in asset values increased the ratio of uninsured deposits to assets, virtually all banks (barring two) have enough assets to cover their uninsured deposit obligations. In other words, if the FDIC does not step in to protect the deposit insurance or if the liquidation of the assets does not cause large enough fire sales, there may be no reason for uninsured depositors to run.

== Regulatory Issues ==