European Banking Industry: Difference between revisions

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=== Unrealized Losses  ===
=== Unrealized Losses  ===
Research by MorningStar states that European central banks don't have the same fundamentals in their unrealized loses and funding strategies tasthe ones that cause regional banks in Uthe S to fail.
In Europe, banks have a smaller proportion of debt securities where the marked to market is not reflected in capital ratios.
In Europe, banks have a smaller proportion of debt securities where the marked to market is not reflected in capital ratios.


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* On average, EU banks have an LCR of 200% and an NSFR of around 130% at end-2022. <ref>https://www.dbrsmorningstar.com/document/410978.pdf?Expires=1679953758&Policy=eyJTdGF0ZW1lbnQiOlt7IlJlc291cmNlIjoiaHR0cHM6Ly93d3cuZGJyc21vcm5pbmdzdGFyLmNvbS9kb2N1bWVudC80MTA5NzgucGRmIiwiQ29uZGl0aW9uIjp7IkRhdGVMZXNzVGhhbiI6eyJBV1M6RXBvY2hUaW1lIjoxNjc5OTUzNzU4fX19XX0_&Signature=MUfrM-q6GsGHoZh5bmhqKoyhvydbvybPNXCL9MOUAvt2wr1cV5XtPO2gngp2~i0JmX7MjqWUkXTaXgfngq7sUAtd5KUr18D-uemzqmu9KTzu6klioWQdDGEeL3nA0GJsF4Sa7yGvGjBmNWk7zA1z0b0YE6Nt-~cn5qFbbJkCqGWAr9nfzSAKUuacLu-fS4Fbl7ZKhMZRci-2hMhMEl4tSnOMASV8P0aMIuuuI73I~XTSkAaqWKxGGETQ-y-xxTsL5Y9jSRKJ8wCw6BEWWJg7Lv1P0EjD0~JGK6c2mKW~b0WxlgIlZaKrBvSCrJAFTReLqfW8ds82niBC-goGx4YXvw__&Key-Pair-Id=KNWV36WLG7L4J</ref>
* On average, EU banks have an LCR of 200% and an NSFR of around 130% at end-2022. <ref>https://www.dbrsmorningstar.com/document/410978.pdf?Expires=1679953758&Policy=eyJTdGF0ZW1lbnQiOlt7IlJlc291cmNlIjoiaHR0cHM6Ly93d3cuZGJyc21vcm5pbmdzdGFyLmNvbS9kb2N1bWVudC80MTA5NzgucGRmIiwiQ29uZGl0aW9uIjp7IkRhdGVMZXNzVGhhbiI6eyJBV1M6RXBvY2hUaW1lIjoxNjc5OTUzNzU4fX19XX0_&Signature=MUfrM-q6GsGHoZh5bmhqKoyhvydbvybPNXCL9MOUAvt2wr1cV5XtPO2gngp2~i0JmX7MjqWUkXTaXgfngq7sUAtd5KUr18D-uemzqmu9KTzu6klioWQdDGEeL3nA0GJsF4Sa7yGvGjBmNWk7zA1z0b0YE6Nt-~cn5qFbbJkCqGWAr9nfzSAKUuacLu-fS4Fbl7ZKhMZRci-2hMhMEl4tSnOMASV8P0aMIuuuI73I~XTSkAaqWKxGGETQ-y-xxTsL5Y9jSRKJ8wCw6BEWWJg7Lv1P0EjD0~JGK6c2mKW~b0WxlgIlZaKrBvSCrJAFTReLqfW8ds82niBC-goGx4YXvw__&Key-Pair-Id=KNWV36WLG7L4J</ref>
S&PGlobal has a similar opinion


== References ==
== References ==