European Banking Industry: Difference between revisions

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=== Loan Book ===
=== Loan Book ===
https://www.ecb.europa.eu/press/pr/date/2023/html/ecb.pr230209~05a4a1b387.en.html[[File:Europe banks 1.PNG|thumb|492x492px|Average CET1 Ratio After Adjusting For Potential Unrealised Losses]]
https://www.ecb.europa.eu/press/pr/date/2023/html/ecb.pr230209~05a4a1b387.en.html
 
=== Non Performing Loans ===
NPLs are a very low levels, however data available is still very lagging.<ref>https://sdw.ecb.europa.eu/quickview.do?org.apache.struts.taglib.html.TOKEN=0ae80b9d6dd6c28cc1e51ea9edf98f61&SERIES_KEY=359.CBD2.Q.B0.W0.11._Z._Z.A.F.I3632._Z._Z._Z._Z._Z._Z.PC&start=&end=&submitOptions.x=0&submitOptions.y=0&trans=N</ref>
{| class="wikitable"
!Date
!EU % NPL
!Y/Y
|-
|3/31/2019
|3.1111
| -20.199
|-
|6/30/2019
|3.0404
| -16.1753
|-
|9/30/2019
|2.9133
| -15.1557
|-
|12/31/2019
|2.7815
| -13.2383
|-
|3/31/2020
|2.9658
| -4.6698
|-
|6/30/2020
|2.8682
| -5.6626
|-
|9/30/2020
|2.7634
| -5.144
|-
|12/31/2020
|2.5865
| -7.0096
|-
|3/31/2021
|2.5062
| -15.4974
|-
|6/30/2021
|2.3211
| -19.0751
|-
|9/30/2021
|2.1739
| -21.3336
|-
|12/31/2021
|2.075
| -19.7756
|-
|3/31/2022
|1.9627
| -21.6877
|-
|6/30/2022
|1.876
| -19.1764
|-
|9/30/2022
|1.8284
| -15.8945
|}
[[File:Europe banks 1.PNG|thumb|492x492px|Average CET1 Ratio After Adjusting For Potential Unrealised Losses]]


=== Unrealized Losses  ===
=== Unrealized Losses  ===