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Senior Loan Officer Survey: Difference between revisions
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Some sectors tightening is now close to 2020/2008 levels. This is especially true for commercial and industrial loans, one of the most important categories for the economy. However increase during the quarter was still somewhat small, which could leave room for further tightening ahead.<ref>https://www.federalreserve.gov/data/documents/sloos-202304-fullreport.pdf</ref> | |||
* Regarding loans to businesses, survey respondents reported, on balance, tighter standards and weaker demand for commercial and industrial (C&I) loans. Tightening was most widely reported for premiums charged on riskier loans, spreads of loan rates over the cost of funds, and costs of credit lines. | |||
* Regarding loans to businesses, survey respondents reported, on balance, tighter standards and weaker demand for commercial and industrial (C&I) loans. | |||
* Banks also reported tighter standards and weaker demand for all commercial real estate (CRE) loan categories. | * Banks also reported tighter standards and weaker demand for all commercial real estate (CRE) loan categories. | ||
* Standards tightened for all consumer loan categories; demand weakened for auto and other consumer loans, while it remained basically unchanged for credit cards. | * Standards tightened for all consumer loan categories; demand weakened for auto and other consumer loans, while it remained basically unchanged for credit cards. | ||