Household Debt and Credit: US: Difference between revisions

Line 933: Line 933:


== Monthly Developments Credit ==
== Monthly Developments Credit ==
Data:
'''Consumer Credit % of GDP'''
'''Consumer Credit % of GDP'''
[[File:Screenshot 2023-09-12 132203.png|center|thumb|804x804px|https://fred.stlouisfed.org/series/TOTALSL]]
[[File:Screenshot 2023-09-12 132203.png|center|thumb|804x804px|https://fred.stlouisfed.org/series/TOTALSL]]
{| class="wikitable"
{| class="wikitable"
! rowspan="2" |Date<ref>https://fred.stlouisfed.org/series/TOTALSL</ref>
! rowspan="2" |Date<ref>https://fred.stlouisfed.org/series/TOTALSL</ref>
!Total Consumer Credit
! colspan="5" |Total Consumer Credit  
Owned and Securitized
!Total Consumer Credit
Owned and Securitized
!Total Consumer Credit
Owned and Securitized
!Total Consumer Credit  
Owned and Securitized
Owned and Securitized
|-
|-
Line 950: Line 946:
!Y/Y
!Y/Y
!FLOW M/M
!FLOW M/M
!FLOW Y/Y
|-
|-
!Average
|2024-03-01
!1,122.40
|5,058.92
!0.69
|0.12
!9.09
|2.34
!5.15
|6.27
|115.59
|-
|2024-02-01
|5,052.64
|0.30
|2.57
|15.02
|126.66
|-
|2024-01-01
|5,037.62
|0.37
|2.50
|18.35
|123.00
|-
|2023-12-01
|5,019.28
|0.06
|2.56
|3.21
|125.24
|-
|2023-11-01
|5,016.07
|0.36
|2.91
|17.81
|141.90
|-
|2023-10-01
|4,998.26
|0.18
|3.09
|8.96
|149.62
|-
|2023-09-01
|4,989.30
|0.17
|3.61
|8.25
|174.00
|-
|2023-08-01
|4,981.04
| -0.33
|4.01
| -16.73
|191.96
|-
|-
|2023-07-01
|2023-07-01
|4,985
|4,997.77
|0.21
|0.24
|4.91
|4.93
|10.40
|12.17
|235.00
|-
|-
|2023-06-01
|2023-06-01
|4,974
|4,985.60
|0.28
|0.48
|5.28
|5.25
|14.02
|23.77
|248.59
|-
|-
|2023-05-01
|2023-05-01
|4,960
|4,961.83
|0.00
|0.11
|5.73
|5.69
| -0.03
| 5.24
|266.98
|-
|-
|2023-04-01
|2023-04-01
|4,960
|4,956.59
|0.29
|0.27
|6.34
|6.29
|14.48
|13.27
|293.37
|-
|-
|2023-03-01
|2023-03-01
|4,946
|4,943.33
|0.40
|0.35
|6.67
|6.67
|19.86
|17.34
|308.98
|-
|-
|2023-02-01
|2023-02-01
|4,926
|4,925.99
|0.23
|0.23
|7.14
|7.18
|11.46
|11.36
|330.09
|-
|-
|2023-01-01
|2023-01-01
|4,915
|4,914.63
|0.43
|0.42
|7.63
|7.68
|21.13
|20.59
|350.67
|-
|-
|2022-12-01
|2022-12-01
|4,893
|4,894.03
|0.40
|0.41
|7.58
|7.60
|19.28
|19.87
|345.50
|-
|-
|2022-11-01
|2022-11-01
|4,874
|4,874.17
|0.67
|0.53
|7.75
|7.75
|32.64
|25.53
|350.68
|-
|-
|2022-10-01
|2022-10-01
|4,841
|4,848.64
|0.73
|0.69
|7.69
|7.75
|35.13
|33.35
|348.68
|-
|-
|2022-09-01
|2022-09-01
|4,806
|4,815.29
|0.57
|0.55
|7.34
|7.39
|27.44
|26.21
|331.42
|-
|-
|2022-08-01
|2022-08-01
|4,779
|4,789.08
|0.58
|0.55
|7.30
|7.36
|27.42
|26.31
|328.11
|-
|-
|2022-07-01
|2022-07-01
|4,751
|4,762.77
|0.56
|0.54
|7.10
|7.17
|26.56
|25.76
|318.55
|-
|-
|2022-06-01
|2022-06-01
|4,725
|4,737.01
|0.71
|0.90
|6.94
|7.01
|33.43
|42.17
|310.45
|-
|-
|2022-05-01
|2022-05-01
|4,692
|4,694.85
|0.57
|0.68
|9.85
|9.90
|26.75
|31.62
|422.84
|-
|-
|2022-04-01
|2022-04-01
|4,665
|4,663.23
|0.61
|0.62
|9.93
|9.93
|28.34
|28.88
|421.42
|-
|-
|2022-03-01
|2022-03-01
|4,636
|4,634.35
|0.84
|0.84
|9.69
|9.69
|38.67
|38.46
|409.26
|-
|-
|2022-02-01
|2022-02-01
|4,598
|4,595.89
|0.69
|0.70
|9.09
|9.08
|31.68
|31.94
|382.67
|-
|-
|2022-01-01
|2022-01-01
|4,566
|4,563.96
|0.39
|0.34
|8.79
|8.78
|17.53
|15.43
|368.49
|-
|-
|2021-12-01
|2021-12-01
|4,549
|4,548.53
|0.55
|0.55
|8.69
|8.69
|24.95
|25.04
|363.68
|-
|-
|2021-11-01
|2021-11-01
|4,524
|4,523.49
|0.62
|0.52
|8.48
|8.47
|28.03
|23.53
|353.15
|-
|-
|2021-10-01
|2021-10-01
|4,496
|4,499.96
|0.40
|0.36
|7.90
|7.93
|17.70
|16.08
|330.53
|-
|-
|2021-09-01
|2021-09-01
Line 1,094: Line 1,163:
|7.60
|7.60
|24.23
|24.23
|
|-
|-
|2021-08-01
|2021-08-01
Line 1,100: Line 1,170:
|7.43
|7.43
|17.00
|17.00
|
|-
|-
|2021-07-01
|2021-07-01
Line 1,106: Line 1,177:
|6.88
|6.88
|18.25
|18.25
|
|-
|-
|2021-06-01
|2021-06-01
Line 1,112: Line 1,184:
|6.88
|6.88
|147.46
|147.46
|
|-
|-
|2021-05-01
|2021-05-01
Line 1,118: Line 1,191:
|3.55
|3.55
|27.63
|27.63
|
|-
|-
|2021-04-01
|2021-04-01
Line 1,124: Line 1,198:
|2.40
|2.40
|16.46
|16.46
|
|-
|-
|2021-03-01
|2021-03-01
Line 1,130: Line 1,205:
|0.47
|0.47
|12.06
|12.06
|
|-
|-
|2021-02-01
|2021-02-01
|4,215
|4,215
|0.42
|0.42
| -0.17
| -0.17
|17.78
|17.78
|
|-
|-
|2021-01-01
|2021-01-01
|4,197
|4,197
|0.29
|0.29
| -0.26
| -0.26
|12.13
|12.13
|
|-
|-
|2020-12-01
|2020-12-01
|4,185
|4,185
|0.36
|0.36
| -0.18
| -0.18
|15.05
|15.05
|
|-
|-
|2020-11-01
|2020-11-01
Line 1,154: Line 1,233:
|0.15
|0.15
|3.51
|3.51
|
|-
|-
|2020-10-01
|2020-10-01
Line 1,160: Line 1,240:
|0.12
|0.12
|4.66
|4.66
|
|-
|-
|2020-09-01
|2020-09-01
Line 1,166: Line 1,247:
|0.42
|0.42
|16.20
|16.20
|
|-
|-
|2020-08-01
|2020-08-01
|4,145
|4,145
| -0.13
| -0.13
|0.35
|0.35
| -5.53
| -5.53
|
|-
|-
|2020-07-01
|2020-07-01
Line 1,178: Line 1,261:
|0.83
|0.83
|17.07
|17.07
|
|-
|-
|2020-06-01
|2020-06-01
Line 1,184: Line 1,268:
|1.02
|1.02
|9.51
|9.51
|
|-
|-
|2020-05-01
|2020-05-01
|4,124
|4,124
| -0.47
| -0.47
|1.00
|1.00
| -19.27
| -19.27
|
|-
|-
|2020-04-01
|2020-04-01
|4,144
|4,144
| -1.51
| -1.51
|1.80
|1.80
| -63.55
| -63.55
|
|-
|-
|2020-03-01
|2020-03-01
|4,207
|4,207
| -0.34
| -0.34
|3.80
|3.80
| -14.53
| -14.53
|
|-
|-
|2020-02-01
|2020-02-01
Line 1,208: Line 1,296:
|4.48
|4.48
|13.64
|13.64
|
|-
|-
|2020-01-01
|2020-01-01
Line 1,214: Line 1,303:
|4.49
|4.49
|15.91
|15.91
|
|-
|-
|2019-12-01
|2019-12-01
Line 1,220: Line 1,310:
|4.62
|4.62
|28.82
|28.82
|
|}
|}


Line 1,256: Line 1,347:
!1.91
!1.91
!22.37
!22.37
|-
|2024-03-01
|1,337.77
|0.01
|7.83
|0.15
|97.15
|-
|2024-02-01
|1,337.61
|0.81
|8.87
|10.73
|108.99
|-
|2024-01-01
|1,326.89
|0.61
|8.45
|8.07
|103.43
|-
|2023-12-01
|1,318.82
|0.32
|8.76
|4.21
|106.22
|-
|2023-11-01
|1,314.61
|1.11
|9.50
|14.47
|114.10
|-
|2023-10-01
|1,300.14
|0.43
|9.39
|5.60
|111.61
|-
|2023-09-01
|1,294.54
|0.45
|10.31
|5.76
|121.00
|-
|2023-08-01
|1,288.77
|1.02
|10.77
|13.05
|125.33
|-
|-
|2023-07-01
|2023-07-01
|1,271
|1,275.72
|0.76
|0.74
|10.78
|10.81
|9.63
|9.40
|123.66
|124.47
|-
|-
|2023-06-01
|2023-06-01
|1,261
|1,266.32
| -0.07
| 0.48
|11.13
|11.06
| -0.87
| 6.04
|126.32
|126.16
|-
|-
|2023-05-01
|2023-05-01
|1,262
|1,260.28
|0.65
|0.64
|12.64
|12.65
|8.12
|8.05
|141.63
|141.51
|-
|-
|2023-04-01
|2023-04-01
|1,254
|1,252.23
|1.10
|0.94
|12.89
|12.87
|13.69
|11.61
|143.12
|142.76
|-
|-
|2023-03-01
|2023-03-01
|1,240
|1,240.62
|1.12
|0.98
|13.06
|13.09
|13.71
|11.99
|143.23
|143.55
|-
|-
|2023-02-01
|2023-02-01
|1,226
|1,228.62
|0.27
|0.42
|14.21
|14.31
|3.36
|5.17
|152.55
|153.82
|-
|-
|2023-01-01
|2023-01-01
|1,223
|1,223.45
|0.86
|0.90
|15.08
|15.14
|10.41
|10.86
|160.23
|160.92
|-
|-
|2022-12-01
|2022-12-01
|1,213
|1,212.60
|0.96
|1.01
|15.10
|15.10
|11.52
|12.09
|159.08
|159.07
|-
|-
|2022-11-01
|2022-11-01
|1,201
|1,200.51
|1.31
|1.01
|15.04
|14.98
|15.58
|11.98
|157.04
|156.39
|-
|-
|2022-10-01
|2022-10-01
|1,186
|1,188.53
|1.19
|1.28
|15.05
|15.08
|14.00
|15.00
|155.06
|155.72
|-
|-
|2022-09-01
|2022-09-01
|1,172
|1,173.53
|0.82
|0.87
|14.55
|14.52
|9.53
|10.09
|148.77
|148.76
|-
|-
|2022-08-01
|2022-08-01
|1,162
|1,163.44
|1.31
|1.06
|14.80
|14.72
|14.98
|12.19
|149.80
|149.28
|-
|-
|2022-07-01
|2022-07-01
|1,147
|1,151.25
|1.08
|0.97
|13.83
|13.85
|12.29
|11.08
|139.38
|140.06
|-
|-
|2022-06-01
|2022-06-01
|1,135
|1,140.17
|1.29
|1.91
|13.26
|13.31
|14.43
|21.39
|132.88
|133.91
|-
|-
|2022-05-01
|2022-05-01
|1,120
|1,118.77
|0.87
|0.84
|14.38
|14.41
|9.61
|9.31
|140.86
|140.89
|-
|-
|2022-04-01
|2022-04-01
|1,111
|1,109.47
|1.26
|1.13
|14.31
|14.33
|13.80
|12.41
|139.08
|139.09
|-
|-
|2022-03-01
|2022-03-01
|1,097
|1,097.06
|2.15
|2.07
|12.84
|12.90
|23.04
|22.25
|124.84
|125.36
|-
|-
|2022-02-01
|2022-02-01
|1,074
|1,074.81
|1.04
|1.16
|10.20
|10.26
|11.04
|12.27
|99.39
|100.00
|-
|-
|2022-01-01
|2022-01-01
|1,063
|1,062.54
|0.88
|0.86
|9.38
|9.39
|9.26
|9.01
|91.16
|91.23
|-
|-
|2021-12-01
|2021-12-01
|1,054
|1,053.52
|0.91
|0.90
|8.10
|8.10
|9.48
|9.40
|78.94
|78.93
|-
|-
|2021-11-01
|2021-11-01
|1,044
|1,044.12
|1.32
|1.09
|7.43
|7.39
|13.60
|11.31
|72.19
|71.82
|-
|-
|2021-10-01
|2021-10-01
|1,030
|1,032.82
|0.75
|0.79
|5.30
|5.35
|7.71
|8.04
|51.90
|52.41
|-
|-
|2021-09-01
|2021-09-01
Line 1,592: Line 1,739:
!FLOW Y/Y
!FLOW Y/Y
|-
|-
!Average
|2024-03-01
!
|3,721.15
!0.66
|0.16
!8.71
|0.50
!3.84
|6.12
!46.20
|18.44
|-
|2024-02-01
|3,715.03
|0.12
|0.48
|4.29
|17.67
|-
|2024-01-01
|3,710.74
|0.28
|0.53
|10.28
|19.56
|-
|2023-12-01
|3,700.46
| -0.03
|0.52
| -1.00
|19.02
|-
|2023-11-01
|3,701.46
|0.09
|0.76
|3.34
|27.80
|-
|2023-10-01
|3,698.11
|0.09
|1.04
|3.35
|38.01
|-
|2023-09-01
|3,694.76
|0.07
|1.46
|2.49
|53.00
|-
|2023-08-01
|3,692.27
| -0.80
|1.84
| -29.78
|66.63
|-
|-
|2023-07-01
|2023-07-01
|3,714
|3,722.05
|0.02
|0.07
|3.04
|3.06
|0.77
|2.77
|109.55
|110.53
|-
|-
|2023-06-01
|2023-06-01
|3,713
|3,719.28
|0.40
|0.48
|3.43
|3.40
|14.89
|17.73
|123.05
|122.43
|-
|-
|2023-05-01
|2023-05-01
|3,698
|3,701.55
| -0.22
| -0.08
|3.56
|3.51
| -8.15
| -2.82
|127.15
|125.48
|-
|-
|2023-04-01
|2023-04-01
|3,707
|3,704.37
|0.02
|0.04
|4.29
|4.24
|0.79
|1.65
|152.44
|150.61
|-
|-
|2023-03-01
|2023-03-01
|3,706
|3,702.71
|0.17
|0.14
|4.70
|4.68
|6.14
|5.35
|166.20
|165.42
|-
|-
|2023-02-01
|2023-02-01
|3,700
|3,697.36
|0.22
|0.17
|4.99
|5.01
|8.10
|6.19
|175.69
|176.28
|-
|-
|2023-01-01
|2023-01-01
|3,692
|3,691.17
|0.29
|0.26
|5.37
|5.42
|10.72
|9.73
|188.23
|189.75
|-
|-
|2022-12-01
|2022-12-01
|3,681
|3,681.44
|0.21
|0.21
|5.32
|5.33
|7.75
|7.78
|185.78
|186.43
|-
|-
|2022-11-01
|2022-11-01
|3,673
|3,673.66
|0.47
|0.37
|5.56
|5.58
|17.06
|13.55
|193.50
|194.29
|-
|-
|2022-10-01
|2022-10-01
|3,656
|3,660.11
|0.58
|0.50
|5.51
|5.57
|21.13
|18.35
|190.87
|192.96
|-
|-
|2022-09-01
|2022-09-01
|3,635
|3,641.76
|0.50
|0.44
|5.20
|5.28
|17.91
|16.12
|179.72
|182.66
|-
|-
|2022-08-01
|2022-08-01
|3,617
|3,625.64
|0.35
|0.39
|5.10
|5.19
|12.44
|14.11
|175.49
|178.83
|-
|-
|2022-07-01
|2022-07-01
|3,604
|3,611.52
|0.40
|0.41
|5.12
|5.20
|14.26
|14.68
|175.49
|178.49
|-
|-
|2022-06-01
|2022-06-01
|3,590
|3,596.85
|0.53
|0.58
|5.08
|5.16
|18.99
|20.77
|173.68
|176.53
|-
|-
|2022-05-01
|2022-05-01
|3,571
|3,576.07
|0.48
|0.63
|8.50
|8.56
|17.14
|22.31
|279.73
|281.95
|-
|-
|2022-04-01
|2022-04-01
|3,554
|3,553.76
|0.41
|0.47
|8.63
|8.63
|14.55
|16.47
|282.39
|282.33
|-
|-
|2022-03-01
|2022-03-01
|3,540
|3,537.29
|0.44
|0.46
|8.75
|8.73
|15.63
|16.20
|284.75
|283.90
|-
|-
|2022-02-01
|2022-02-01
|3,524
|3,521.09
|0.59
|0.56
|8.75
|8.73
|20.64
|19.67
|283.59
|282.67
|-
|-
|2022-01-01
|2022-01-01
|3,503
|3,501.42
|0.24
|0.18
|8.62
|8.60
|8.27
|6.41
|277.91
|277.26
|-
|-
|2021-12-01
|2021-12-01
|3,495
|3,495.01
|0.44
|0.45
|8.87
|8.87
|15.47
|15.64
|284.75
|284.75
|-
|-
|2021-11-01
|2021-11-01
|3,480
|3,479.37
|0.42
|0.35
|8.81
|8.80
|14.43
|12.22
|281.59
|281.33
|-
|-
|2021-10-01
|2021-10-01