Bank Lending: US: Difference between revisions

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== Developments Loans ==
== Developments Loans ==
<ref>https://fred.stlouisfed.org/tags/series?t=h8%3Bmonthly&rt=monthly&ob=pv&od=desc</ref>[[File:Screenshot 2023-08-14 100939.png|alt=|center|thumb|895x895px|Loans and Leases in Bank Credit]]
<ref>https://fred.stlouisfed.org/tags/series?t=h8%3Bmonthly&rt=monthly&ob=pv&od=desc</ref>
[[File:Fredgraph (10)bl.png|alt=|center|thumb|1317x1317px|Loans and Leases in Bank Credit]]
{| class="wikitable"
{| class="wikitable"
!<ref>https://www.federalreserve.gov/releases/h8/</ref>
!<ref>https://www.federalreserve.gov/releases/h8/</ref>
! colspan="3" |Overall Loans<ref>https://fred.stlouisfed.org/series/LOANS</ref>
! colspan="5" |Overall Loans<ref>https://fred.stlouisfed.org/series/LOANS</ref>
! colspan="3" |Large Banks<ref>https://fred.stlouisfed.org/series/LLBLCBM027SBOG</ref>
! colspan="5" |Large Banks<ref>https://fred.stlouisfed.org/series/LLBLCBM027SBOG</ref>
! colspan="3" |Small Banks<ref>https://fred.stlouisfed.org/series/LLBSCBM027SBOG</ref>
! colspan="5" |Small Banks<ref>https://fred.stlouisfed.org/series/LLBSCBM027SBOG</ref>
! colspan="3" |C&I Loans<ref>https://fred.stlouisfed.org/series/BUSLOANS</ref>
! colspan="5" |C&I Loans<ref>https://fred.stlouisfed.org/series/BUSLOANS</ref>
! colspan="3" |Real State Loans<ref>https://fred.stlouisfed.org/series/REALLN</ref>
! colspan="5" |Real State Loans<ref>https://fred.stlouisfed.org/series/REALLN</ref>
! colspan="3" |Consumer Loans Overall<ref>https://fred.stlouisfed.org/series/CONSUMER</ref>
! colspan="5" |Consumer Loans Overall<ref>https://fred.stlouisfed.org/series/CONSUMER</ref>
|-
|-
!Date
!Date
Line 14: Line 15:
!M/M  
!M/M  
!Y/Y
!Y/Y
!M/M Billions
!Y/Y Billions
!Amount  
!Amount  
!M/M  
!M/M  
!Y/Y
!Y/Y
!M/M Billions
!Y/Y Billions
!Amount  
!Amount  
!M/M
!M/M
!Y/Y
!Y/Y
!M/M Billions
!Y/Y Billions
!Amount  
!Amount  
!M/M
!M/M
!Y/Y
!Y/Y
!M/M Billions
!Y/Y Billions
!Amount  
!Amount  
!M/M
!M/M
!Y/Y
!Y/Y
!M/M Billions
!Y/Y Billions
!Amount  
!Amount  
!M/M
!M/M
!Y/Y
!Y/Y
!M/M Billions
!Y/Y Billions
|-
|-
|Oct-23
|2024-04-01
|12,227
|12,367
|0.22
|0.22
|3.70
|2.30
|6,762
|28
|0.10
|278
|1.26
|6,754
|4,420
|0.07
|0.24
| -0.03
|7.38
|5
|2,775
| -2
|4,514
|0.21
|5.15
|10
|221
|2,757
|0.26
| -0.60
|7
| -17
|5,590
|0.21
|3.06
|12
|166
|1,910
| -0.29
|1.87
| -6
|35
|-
|2024-03-01
|12,339
|0.14
|2.02
|18
|244
|6,750
| -0.09
| -0.03
| -6
| -2
|4,504
|0.35
|4.76
|16
|205
|2,750
| -0.57
| -1.61
| -16
| -45
|5,578
|0.30
|2.98
|17
|161
|1,915
|0.30
|2.61
|6
|49
|-
|2024-02-01
|12,321
|0.42
|0.42
| -0.09
|2.01
|5,497
|52
|0.00
|242
|5.52
|6,756
|1,903
|0.35
|0.45
|23
|30
|4,488
|0.31
|4.21
|14
|181
|2,765
|0.39
| -1.44
|11
| -40
|5,562
|0.36
|2.89
|20
|156
|1,910
|0.55
|2.95
|11
|55
|-
|2024-01-01
|12,270
|0.18
|2.07
|22
|248
|6,732
| -0.06
|0.39
| -4
|26
|4,475
|0.62
|4.65
|28
|199
|2,755
| -0.30
| -2.04
| -8
| -57
|5,542
|0.40
|3.24
|22
|174
|1,899
|0.12
|0.12
|4.45
|2.96
|2
|55
|-
|-
|Sep-23
|2023-12-01
|12,201
|12,247
|0.22
|0.01
|4.37
|2.26
|6,756
|1
|0.17
|271
|1.68
|6,736
|4,409
| -0.24
|0.45
| -16
|30
|4,447
|0.23
|4.92
|10
|209
|2,763
| -0.04
| -1.50
| -1
| -42
|5,520
|0.18
|3.31
|10
|177
|1,897
| -0.34
|3.44
| -7
|63
|-
|2023-11-01
|12,247
|0.04
|3.20
|6
|380
|6,752
| -0.11
|0.65
| -7
|44
|4,437
|0.20
|0.20
|8.31
|7.16
|2,763
|9
|0.03
|296
|0.43
|2,764
| -0.29
| -1.04
| -8
| -29
|5,510
|0.18
|4.97
|10
|261
|1,903
|0.26
|4.12
|5
|75
|-
|2023-10-01
|12,241
|0.26
|3.85
|32
|454
|6,760
|0.13
|1.24
|9
|83
|4,428
|0.29
|7.61
|13
|313
|2,773
|0.41
|  -0.12
|11
| -3
|5,500
|0.07
|5.61
|4
|292
|1,898
|0.00
|4.25
|0
|77
|-
|2023-09-01
|12,209
|0.26
|4.47
|31
|522
|6,751
|0.15
|1.64
|10
|109
|4,415
|0.26
|8.47
|12
|345
|2,761
|0.02
|0.34
|1
|9
|5,496
|5,496
|0.25
|0.25
|6.33
|6.37
|1,900
|14
|0.30
|329
|5.31
|1,898
|0.35
|5.21
|7
|94
|-
|-
|Aug-23
|2023-08-01
|12,174
|12,178
|0.35
|0.39
|4.92
|4.97
|6,744
|47
|0.10
|577
|1.99
|6,741
|4,400
|0.09
|0.76
|1.97
|9.21
|6
|2,763
|130
| -0.01
|4,404
|1.21
|0.81
|9.31
|35
|375
|2,761
| 0.01
|1.12
|0
|30
|5,483
|5,483
|0.50
|0.48
|6.94
|6.96
|1,895
|26
|0.49
|357
|5.77
|1,892
|0.52
|5.62
|10
|101
|-
|-
|Jul-23
|2023-07-01
|12,131
|12,131
| 0.17
| 0.19
|5.44
|5.46
|6,737
|23
|628
|6,735
| 0.01
| 0.01
|2.58
|2.56
|4,367
|1
|0.52
|168
|9.67
|4,368
|2,763
|0.54
|9.73
|23
|387
|2,760
|  -0.05
|  -0.05
|2.09
|1.98
| -1
|53
|5,456
|5,456
|0.24
|0.20
|7.44
|7.47
|1,885
|11
|  -0.26
|379
|5.95
|1,882
|  -0.15
|5.78
| -3
|103
|-
|-
|Jun-23
|2023-06-01
|12,110
|12,107
|  -0.05
|  -0.05
|6.37
|6.35
|6,736
| -6
|  -0.40
|723
|3.41
|6,734
|4,344
|  -0.39
|3.38
| -27
|220
|4,345
|0.63
|0.63
|10.70
|10.74
|2,764
|27
|  -0.18
|421
|3.44
|2,762
|5,443
|  -0.17
|3.31
| -5
|88
|5,445
|  -0.11
|  -0.11
|8.23
|8.30
|1,890
| -6
|0.22
|417
|7.28
|1,885
|0.24
|6.99
|5
|123
|-
|-
|May-23
|2023-05-01
|12,117
|12,113
|0.24
|0.20
|7.95
|7.92
|6,763
|25
| 0.10
|889
|5.08
|6,761
| 0.06
|5.05
|4
|325
|4,317
|4,317
|0.62
|0.57
|11.70
|11.72
|2,769
|25
|  -0.21
|453
|6.12
|2,766
|5,449
|  -0.25
|5.96
| -7
|156
|5,452
|0.51
|0.51
|9.51
|9.57
|1,886
|28
|0.50
|476
|8.22
|1,880
|0.29
|7.89
|5
|137
|-
|-
|Apr-23
|2023-04-01
|12,088
|12,089
|  -0.03
|  -0.05
|9.02
|9.03
| -6
|1001
|6,757
|6,757
|0.07
|0.07
|6.17
|6.19
|4,291
|5
|  -0.11
|394
|12.47
|4,293
|2,775
|  -0.16
|  -0.73
|12.53
|8.14
| -7
|5,421
|478
|0.14
|2,774
|10.06
|  -0.75
|1,877
|8.01
|0.48
| -21
|8.71
|206
|5,424
|0.13
|10.12
|7
|498
|1,875
|0.43
|8.61
|8
|149
|-
|-
|Mar-23
|2023-03-01
|12,091
|12,095
|0.10
|0.13
|10.31
|10.34
|16
|1134
|6,752
|6,752
|0.38
|0.39
|7.22
|7.23
|4,295
|26
|  -0.24
|455
|14.00
|4,300
|  -0.17
|14.13
| -7
|532
|2,795
|2,795
|  -0.42
|  -0.40
|10.32
|10.20
|5,414
| -11
|0.18
|259
|11.09
|5,417
|1,868
|0.21
|0.62
|11.16
|9.43
|12
|544
|1,867
|0.64
|9.38
|12
|160
|-
|-
|Feb-23
|2023-02-01
|12,079
|12,079
|0.45
|0.48
|11.44
|11.44
|6,726
|58
|0.28
|1240
|6,725
|0.29
|7.90
|7.90
|4,306
|19
|0.66
|492
|15.19
|4,307
|2,807
|0.73
|  -0.24
|15.23
|12.46
|31
|5,404
|569
|0.66
|2,806
|11.67
|  -0.22
|1,856
|12.30
|0.52
| -6
|10.34
|307
|5,405
|0.70
|11.70
|38
|566
|1,855
|0.56
|10.27
|10
|173
|-
|-
|Jan-23
|2023-01-01
|12,025
|12,021
|0.35
|0.37
|11.59
|11.54
|6,707
|44
|1244
|6,706
| 0.00
| 0.00
|8.12
|8.11
|4,277
|0
|0.82
|503
|15.12
|4,276
|2,814
|0.88
|0.26
|15.09
|13.23
|37
|560
|2,812
|0.24
|13.01
|7
|324
|5,368
|5,368
|0.50
|0.47
|11.54
|11.52
|1,847
|25
|0.58
|555
|10.85
|1,845
|0.59
|10.72
|11
|179
|-
|-
|Dec-22
|2022-12-01
|11,983
|11,977
|0.93
|0.93
|11.97
|11.90
|6,707
|110
|1274
|6,706
|  -0.04
|  -0.04
|8.88
|8.87
|4,242
| -2
|2.40
|546
|14.70
|4,238
|2,807
|2.37
|0.42
|14.60
|13.49
|98
|5,342
|540
|1.77
|2,805
|11.59
|0.43
|1,836
|13.28
|0.37
|12
|11.15
|329
|5,343
|1.79
|11.60
|94
|555
|1,834
|0.32
|11.01
|6
|182
|-
|-
|Nov-22
|2022-11-01
|11,872
|11,867
|0.69
|0.68
|12.16
|12.11
|6,710
|80
|1282
|6,708
|0.47
|0.47
|10.01
|10.00
|4,143
|31
| 0.66
|610
|12.90
|4,140
|2,795
| 0.62
|12.83
|25
|471
|2,793
|0.63
|0.63
|14.81
|14.56
|18
|355
|5,249
|5,249
|0.76
|0.78
|10.27
|10.27
|1,829
|41
|0.43
|489
|11.83
|1,828
|0.38
|11.75
|7
|192
|-
|-
|Oct-22
|2022-10-01
|11,791
|11,787
|0.87
|0.86
|12.21
|12.17
|6,678
|100
|0.51
|1279
|6,677
|0.52
|10.36
|10.36
|4,116
|35
|1.11
|627
|13.00
|4,115
|2,777
|1.09
|0.94
|12.97
|14.73
|44
|5,209
|472
|0.77
|2,776
|10.11
|0.88
|1,822
|14.43
|0.94
|24
|12.57
|350
|5,208
|0.78
|10.09
|40
|477
|1,821
|0.93
|12.54
|17
|203
|-
|-
|Sep-22
|2022-09-01
|11,690
|11,687
|0.75
|0.74
|11.76
|11.72
|6,644
|86
|1226
|6,642
|0.48
|0.48
|10.23
|10.20
|4,071
|32
|615
|4,070
|1.04
|1.04
|12.13
|12.12
|42
|440
|2,752
|2,752
|0.80
|0.79
|13.81
|13.60
|5,169
|22
|0.82
|329
|9.77
|5,167
|1,805
|0.81
|9.73
|42
|458
|1,804
|0.74
|0.74
|12.54
|12.51
|13
|201
|-
|-
|Aug-22
|2022-08-01
|11,603
|11,601
|0.85
|0.85
|11.28
|11.26
|6,612
|98
|1174
|6,611
|0.68
|0.68
|10.13
|10.10
|44
|606
|4,029
|4,029
|1.18
|1.19
|10.92
|10.91
|48
|396
|2,730
|2,730
|0.87
|0.86
|12.32
|12.19
|5,127
|23
|0.96
|297
|9.27
|5,126
|0.95
|9.24
|48
|434
|1,791
|1,791
|0.67
|0.67
|12.35
|12.33
|12
|197
|-
|-
|Jul-22
|2022-07-01
|11,505
|11,503
|1.05
|1.04
|10.82
|10.81
|6,568
|119
|0.82
|1122
|9.91
|6,566
|3,982
|0.81
|9.90
|53
|591
|3,981
|1.46
|1.46
|9.66
|9.64
|2,706
|57
|1.27
|350
|10.33
|2,707
|5,078
|1.25
|10.27
|34
|252
|5,077
|0.98
|0.98
|8.83
|8.81
|49
|411
|1,779
|1,779
|1.00
|0.99
|12.61
|12.60
|17
|199
|-
|-
|Jun-22
|2022-06-01
|11,385
|11,384
|1.43
|1.42
|9.98
|9.97
|160
|1032
|6,514
|6,514
|1.22
|1.21
|9.39
|9.39
|78
|559
|3,924
|3,924
|1.54
|1.53
|8.12
|8.10
|2,672
|59
|2.41
|294
|7.70
|2,673
|5,029
|2.39
|1.07
|7.69
|8.12
|62
|191
|5,028
|1.06
|8.11
|53
|377
|1,762
|1,762
|1.09
|1.09
|12.55
|12.54
|19
|196
|-
|-
|May-22
|2022-05-01
|11,225
|11,224
|1.24
|1.23
|8.27
|8.27
|6,436
|137
|857
|6,435
|1.14
|1.14
|8.03
|8.02
|73
|478
|3,865
|3,865
| 1.31
| 1.31
|6.09
|6.08
|2,609
|50
|1.69
|222
|2.53
|2,611
|4,976
|1.68
|2.56
|43
|65
|4,975
|1.01
|1.01
|7.30
|7.30
|50
|338
|1,743
|1,743
|0.96
|0.96
|12.43
|12.42
|17
|192
|-
|-
|Apr-22
|2022-04-01
|11,088
|11,087
|1.15
|1.15
|7.19
|7.19
|6,364
|126
|743
|6,363
|1.05
|1.05
|7.02
|7.01
|66
|417
|3,815
|3,815
|1.25
|4.91
|47
|179
|2,568
|1.26
|1.26
|4.91
|0.45
|2,566
|32
|1.27
|12
|0.39
|4,926
|4,926
|1.08
|1.08
|6.11
|6.10
|52
|283
|1,726
|1,726
|1.14
|1.14
|12.77
|12.76
|19
|195
|-
|-
|Mar-22
|2022-03-01
|10,961
|10,961
|1.13
|1.12
|5.72
|5.72
|122
|593
|6,297
|6,297
|1.02
|1.02
|5.59
|5.58
|3,768
|63
|333
|3,767
|0.79
|0.79
|3.73
|3.73
|2,534
|30
|1.52
|135
|  -2.05
|2,536
|1.50
|  -1.97
|38
| -51
|4,873
|4,873
|0.70
|0.70
|4.95
|4.95
|34
|230
|1,707
|1,707
|1.46
|1.45
|11.48
|11.47
|24
|176
|-
|-
|Feb-22
|2022-02-01
|10,839
|10,839
|0.58
|0.58
|4.53
|4.54
|6,234
|62
|471
|6,233
|0.49
|0.49
|4.22
|4.21
|30
|252
|3,738
|3,738
|0.60
|0.60
|3.32
|3.32
|2,496
|22
|0.44
|120
|  -3.53
|2,499
|0.41
|  -3.43
|10
| -89
|4,839
|4,839
|0.55
|0.55
|4.06
|4.06
|26
|189
|1,682
|1,682
|0.98
|0.98
|10.08
|10.07
|16
|154
|-
|-
|Jan-22
|2022-01-01
|10,776
|10,777
|0.69
|0.69
|4.27
|4.29
|74
|443
|6,203
|6,203
|0.70
|0.70
|3.60
|3.60
|3,716
|43
|215
|3,715
|0.46
|0.46
|3.99
|3.99
|2,485
|17
|0.49
|143
|  -3.06
|2,488
|0.48
|  -2.93
|12
| -75
|4,813
|4,813
|0.54
|0.54
|3.30
|3.31
|26
|154
|1,666
|1,666
|0.84
|0.85
|9.19
|9.19
|14
|140
|}
|}