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Household Debt and Credit: US: Difference between revisions

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Household Debt and Credit: US (view source)

Revision as of 19:06, 8 August 2024

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Forum Discussion: [https://forum.investmentwiki.org/t/consumer-debt-and-credit/198/3 Consumer Debt and Credit]
Forum Discussion: [https://forum.investmentwiki.org/t/consumer-debt-and-credit/198/3 Consumer Debt and Credit]
Data: [https://docs.google.com/spreadsheets/d/1UzvIAz6CBS78vH1moNA-foaZA0HWOb-AG1DfvCUJDio/edit?gid=1473352676#gid=1473352676 Google Sheet] | Tableau


== Balances ==
== Balances ==
Line 16: Line 18:
!Total
!Total
|-
|-
|19:Q4
|24:Q2
|9.56
|12.519
|0.39
|0.38
|1.33
|1.626
|0.93
|1.142
|1.51
|1.585
|0.43
|0.544
|14.15
|17.796
|-
|-
|20:Q1
|24:Q1
|9.71
|12.442
|0.39
|0.376
|1.35
|1.616
|0.89
|1.115
|1.54
|1.595
|0.43
|0.543
|14.30
|17.687
|-
|-
|20:Q2
|23:Q4
|9.78
|12.252
|0.375
|0.36
|1.34
|1.607
|0.82
|1.129
|1.54
|1.601
|0.42
|0.554
|14.27
|17.503
|-
|-
|20:Q3
|23:Q3
|9.86
|12.14
|0.362
|1.36
|0.81
|1.55
|0.42
|14.35
|-
|20:Q4
|10.043
|0.349
|0.349
|1.374
|1.595
|0.819
|1.079
|1.555
|1.599
|0.419
|0.529
|14.559
|17.291
|-
|-
|21:Q1
|23:Q2
|10.160
|12.014
|0.335
|0.34
|1.382
|1.582
|0.770
|1.031
|1.584
|1.569
|0.413
|0.527
|14.644
|17.063
|-
|23:Q1
|12.044
|0.339
|1.562
|0.986
|1.604
|0.512
|17.047
|-
|22:Q4
|11.923
|0.336
|1.552
|0.986
|1.595
|0.507
|16.899
|-
|-
|21:Q2
|22:Q3
|10.442
|11.669
|0.322
|0.322
|1.415
|1.524
|0.787
|0.925
|1.570
|1.574
|0.421
|0.491
|14.957
|16.505
|-
|-
|21:Q3
|22:Q2
|10.672
|11.387
|0.317
|0.319
|1.443
|1.502
|0.804
|0.887
|1.584
|1.589
|0.423
|0.47
|15.243
|16.154
|-
|22:Q1
|11.18
|0.317
|1.469
|0.841
|1.59
|0.445
|15.842
|-
|-
|21:Q4
|21:Q4
|10.930
|10.93
|0.318
|0.318
|1.458
|1.458
Line 97: Line 117:
|15.576
|15.576
|-
|-
|22:Q1
|21:Q3
|11.180
|10.672
|0.317
|0.317
|1.469
|1.443
|0.841
|0.804
|1.590
|1.584
|0.445
|0.423
|15.842
|15.243
|-
|-
|22:Q2
|21:Q2
|11.387
|10.442
|0.319
|0.322
|1.502
|1.415
|0.887
|0.787
|1.589
|1.57
|0.470
|0.421
|16.154
|14.957
|-
|-
|22:Q3
|21:Q1
|11.669
|10.16
|0.322
|0.335
|1.524
|1.382
|0.925
|0.77
|1.574
|1.584
|0.491
|0.413
|16.505
|14.644
|-
|-
|22:Q4
|20:Q4
|11.923
|10.043
|0.336
|0.349
|1.552
|1.374
|0.986
|0.819
|1.595
|1.555
|0.507
|0.419
|16.899
|14.559
|-
|-
|23:Q1
|20:Q3
|12.044
|9.86
|0.339
|0.362
|1.562
|1.36
|0.986
|0.81
|1.604
|1.55
|0.512
|0.42
|17.047
|14.35
|-
|-
|23:Q2
|20:Q2
|12.014
|9.78
|0.340
|0.375
|1.582
|1.34
|1.031
|0.82
|1.569
|1.54
|0.527
|0.42
|17.063
|14.27
|-
|-
|23:Q3
|20:Q1
|12.140
|9.71
|0.349
|0.39
|1.595
|1.35
|1.079
|0.89
|1.599
|1.54
|0.529
|0.43
|17.291
|14.3
|-
|-
|23:Q4
|19:Q4
|12.252
|9.56
|0.360
|0.39
|1.607
|1.33
|1.129
|0.93
|1.601
|1.51
|0.554
|0.43
|17.503
|14.15
|-
|24:Q1
|12.442
|0.376
|1.616
|1.115
|1.595
|0.543
|17.687
|}
|}


Line 183: Line 194:
[[File:Debt to GDP.png|center|thumb|1205x1205px|[https://public.tableau.com/views/ConumerDebt/DebttoGDP?:language=en-US&:sid=&:display_count=n&:origin=viz_share_link]]]
[[File:Debt to GDP.png|center|thumb|1205x1205px|[https://public.tableau.com/views/ConumerDebt/DebttoGDP?:language=en-US&:sid=&:display_count=n&:origin=viz_share_link]]]


=== Q1 2024 ===
=== Q2 2024 ===
The report shows total household debt increased by $184 billion (1.1%) in the first quarter of 2024, to $17.69 trillion.<ref>https://www.newyorkfed.org/newsevents/news/research/2024/20240514</ref>
The report shows total household debt increased by $109 billion (0.6%) in Q2 2024, to $17.80 trillion.<ref>https://www.newyorkfed.org/newsevents/news/research/2024/20240806</ref>
 
* Mortgage originations continued increasing at about the same pace seen in the previous four quarters and stood at $374 billion
* Aggregate limits on credit card accounts increased modestly by $69 billion, representing a 1.4% increase from the previous quarter.
* Limits on HELOC increased by $3 billion, the ninth consecutive quarterly increase.
* Aggregate delinquency rates were unchanged from the previous quarter, with 3.2% of outstanding debt in some stage of delinquency.


* Mortgage originations continued increasing at the same pace seen in the previous three quarters, and now stand at $403 billion
* Aggregate limits on credit card accounts increased modestly by $63 billion, representing a 1.3% increase from the previous quarter.
* Limits on HELOC grew by $30 billion and have grown by 14% over the past two years, after 10 years of observed declines.
* Aggregate delinquency rates increased in Q1 2024, with 3.2% of outstanding debt in some stage of delinquency at the end of March. Delinquency transition rates increased for all debt types. Annualized, approximately 8.9% of credit card balances and 7.9% of auto loans transitioned into delinquency.


'''Household Debt and Credit Developments as of Q1 2024'''
'''Household Debt and Credit Developments as of Q2 2024'''
{| class="wikitable"
{| class="wikitable"
!'''CATEGORY'''
|'''Category'''
!'''QUARTERLY CHANGE * (BILLIONS $)'''
|'''Quarterly Change * (Billions $)'''
!'''ANNUAL CHANGE** (BILLIONS $)'''
|'''Annual Change** (Billions $)'''
!'''TOTAL AS OF Q1 2024 (TRILLIONS $)'''
|'''Total As of Q1 2024 (Trillions $)'''
|-
|-
|MORTGAGE DEBT
|Mortgage Debt
|(+) $190
|(+) $77
|(+) $398
|(+) $505
|$12.442
|$12.519
|-
|-
|HOME EQUITY LINE OF CREDIT
|Home Equity Line of Credit
|(+) $16
|(+) $4
|(+) $37
|(+) $40
|$0.376
|$0.38
|-
|-
|STUDENT DEBT
|Student Debt
|(-) $6
|(-) $10
|(-) $9
|(-) $16
|$1.595        
|$1.585        
|-
|-
|AUTO DEBT
|Auto Debt
|(+) $9
|(+) $10
|(+) $54
|(+) $44
|$1.616
|$1.626
|-
|-
|CREDIT CARD DEBT
|Credit Card Debt
|(-) $14
|(+) $27
|(+) $129
|(+) $111
|$1.115
|$1.142
|-
|-
|OTHER
|Other
|(-) $11
|(+) $1
|(+) $31
|(+) 17
|$0.543
|$0.544
|-
|-
|'''TOTAL DEBT'''
|Total Debt
|'''(+) $184'''
|(+) $109
|'''(+) $640'''
|(+) $733
|'''$17.69'''
|$17.80
|}
|}


'''Flow into Serious Delinquency (90 days or more delinquent)'''
'''Flow into Serious Delinquency (90 days or more delinquent)'''
{| class="wikitable"
{| class="wikitable"
!CATEGORY1
!Category1
!Q1 2023
!Q2 2023
!Q1 2024
!Q2 2024
|-
|-
|MORTGAGE DEBT
|Mortgage Debt
|0.59%
|0.63%
|0.92%
|0.95%
|-
|-
|HOME EQUITY LINE OF CREDIT
|Home Equity Line of Credit
|0.48%
|0.44%
|0.52%
|0.51%
|-
|-
|STUDENT LOAN DEBT
|Student Loan Debt
|0.94%
|0.85%
|0.80%
|0.77%
|-
|-
|AUTO LOAN DEBT
|Auto Loan Debt
|2.33%
|2.41%
|2.78%
|2.88%
|-
|-
|CREDIT CARD DEBT
|Credit Card Debt
|4.57%
|5.08%
|6.86%
|7.18%
|-
|-
|OTHER
|Other
|4.35%
|4.65%
|5.43%
|5.42%
|-
|-
|ALL
|ALL
|'''1.08%'''
|1.16%
|'''1.54%'''
|1.59%
|}
|}


=== Q4 2023 ===
=== Q1 2024 ===
The report shows total household debt increased by $212 billion (1.2%) in the fourth quarter of 2023<ref>https://www.newyorkfed.org/newsevents/news/research/2024/20240206</ref>
The report shows total household debt increased by $184 billion (1.1%) in the first quarter of 2024, to $17.69 trillion.<ref>https://www.newyorkfed.org/newsevents/news/research/2024/20240514</ref>


* Mortgage originations continued at a similar pace as seen in the previous two quarters, and now stand at $394 billion.
* Mortgage originations continued increasing at the same pace seen in the previous three quarters, and now stand at $403 billion
* Aggregate limits on credit card accounts increased modestly by $74 billion, representing a 1.6% increase from the previous quarter.  
* Aggregate limits on credit card accounts increased modestly by $63 billion, representing a 1.3% increase from the previous quarter.
* Limits on HELOC grew by $24 billion and have grown by 10% over the past two years, after 10 years of observed declines.
* Limits on HELOC grew by $30 billion and have grown by 14% over the past two years, after 10 years of observed declines.
* Aggregate delinquency rates increased in Q1 2024, with 3.2% of outstanding debt in some stage of delinquency at the end of March. Delinquency transition rates increased for all debt types. Annualized, approximately 8.9% of credit card balances and 7.9% of auto loans transitioned into delinquency.


'''Household Debt and Credit Developments as of Q1 2024'''
{| class="wikitable"
{| class="wikitable"
|'''CATEGORY'''
!'''CATEGORY'''
|'''QUARTERLY CHANGE *'''
!'''QUARTERLY CHANGE * (BILLIONS $)'''
'''(BILLIONS $)'''
!'''ANNUAL CHANGE** (BILLIONS $)'''
|'''ANNUAL CHANGE**'''
!'''TOTAL AS OF Q1 2024 (TRILLIONS $)'''
'''(BILLIONS $)'''
|'''TOTAL AS OF Q4 2023'''
'''(TRILLIONS $)'''
|-
|-
|Mortgage Debt
|MORTGAGE DEBT
|(+) $112
|(+) $190
|(+) $329
|(+) $398
|$12.25
|$12.442
|-
|-
|Home Equity Line Of  Credit
|HOME EQUITY LINE OF CREDIT
|(+) $11
|(+) $16
|(+) $24
|(+) $37
|$0.36
|$0.376
|-
|-
|Student Debt
|STUDENT DEBT
|(+)  $2
|(-) $6
|(+) $6
|(-) $9
|$1.601      
|$1.595        
|-
|-
|Auto Debt
|AUTO DEBT
|(+) $12
|(+) $9
|(+) $55
|(+) $54
|$1.61
|$1.616
|-
|-
|Credit Card Debt
|CREDIT CARD DEBT
|(+) $50
|(-) $14
|(+) $143
|(+) $129
|$1.13
|$1.115
|-
|-
|Other
|OTHER
|(+) $25
|(-) $11
|(+) $47
|(+) $31
|$0.55
|$0.543
|-
|-
|Total Debt
|'''TOTAL DEBT'''
|(+)  $212
|'''(+) $184'''
|(+) $604
|'''(+) $640'''
|$17.50
|'''$17.69'''
|}
|}
'''Flow into Serious Delinquency (90 days or more delinquent)'''
'''Flow into Serious Delinquency (90 days or more delinquent)'''
{| class="wikitable"
{| class="wikitable"
|'''CATEGORY''' 1
!CATEGORY1
|'''Q4 2022'''
!Q1 2023
|'''Q4 2023'''
!Q1 2024
|-
|-
|Mortgage Debt
|MORTGAGE DEBT
|0.57%
|0.59%
|0.82%
|0.92%
|-
|-
|Home Equity Line Of Credit
|HOME EQUITY LINE OF CREDIT
|0.51%
|0.48%
|0.45%
|0.52%
|-
|-
|Student Loan Debt
|STUDENT LOAN DEBT
|1.02%
|0.94%
|0.79%
|0.80%
|-
|-
|Auto Loan Debt
|AUTO LOAN DEBT
|2.22%
|2.33%
|2.66%
|2.78%
|-
|-
|Credit Card Debt
|CREDIT CARD DEBT
|4.01%
|4.57%
|6.36%
|6.86%
|-
|-
|Other
|OTHER
|3.96%
|4.35%
|5.15%
|5.43%
|-
|-
|'''ALL'''
|ALL
|'''1.03%'''
|'''1.08%'''
|'''1.42%'''
|'''1.54%'''
|}
|}


=== Q3 2023 ===
=== Q4 2023 ===
The Report shows total household debt increased by $228 billion (1.3%) in the third quarter of 2023, to $17.29 trillion.<ref>https://www.newyorkfed.org/newsevents/news/research/2023/20231107</ref>
The report shows total household debt increased by $212 billion (1.2%) in the fourth quarter of 2023<ref>https://www.newyorkfed.org/newsevents/news/research/2024/20240206</ref>


* Mortgage originations modestly declined to $386 billion in Q3 2023 and are well below the robust quarterly origination volumes observed between 2020 and 2021.
* Mortgage originations continued at a similar pace as seen in the previous two quarters, and now stand at $394 billion.  
* The volume of newly originated auto loans, which includes leases, slightly increased and now stands at $179.3 billion.  
* Aggregate limits on credit card accounts increased modestly by $74 billion, representing a 1.6% increase from the previous quarter.  
* Aggregate limits on credit card accounts increased by $113 billion, a 2.46% increase from the previous quarter.
* Limits on HELOC grew by $24 billion and have grown by 10% over the past two years, after 10 years of observed declines.
* Aggregate delinquency rates increased in Q3 2023, with 3% of outstanding debt in some stage of delinquency at the end of September. Delinquency transition rates increased for most debt types except student loans and home equity lines of credit. The increases in credit card delinquency were the sharpest among borrowers between the ages of 30 and 39.


'''Household Debt and Credit Developments as of Q3 2023'''
{| class="wikitable"
{| class="wikitable"
|'''CATEGORY'''
|'''CATEGORY'''
|'''QUARTERLY CHANGE * (BILLIONS $)'''
|'''QUARTERLY CHANGE *'''
|'''ANNUAL CHANGE**(BILLIONS $)'''
'''(BILLIONS $)'''
|'''TOTAL AS OF Q3 2023 (TRILLIONS $)'''
|'''ANNUAL CHANGE**'''
'''(BILLIONS $)'''
|'''TOTAL AS OF Q4 2023'''
'''(TRILLIONS $)'''
|-
|-
|Mortgage Debt
|Mortgage Debt
|(+) $126
|(+) $112
|(+) $471
|(+) $329
|$12.14
|$12.25
|-
|-
|Home Equity Line Of Credit
|Home Equity Line Of Credit
|(+) $9
|(+) $11
|(+) $27
|(+) $24
|$0.349
|$0.36
|-
|-
|Student Debt
|Student Debt
|(+) $30
|(+)  $2
|(+) $25
|(+) $6
|$1.599           
|$1.601      
|-
|-
|Auto Debt
|Auto Debt
|(+) $13
|(+) $12
|(+) $71
|(+) $55
|$1.595
|$1.61
|-
|-
|Credit Card Debt
|Credit Card Debt
|(+) $48
|(+) $50
|(+) $154
|(+) $143
|$1.079
|$1.13
|-
|-
|Other
|Other
|(+) $2
|(+) $25
|(+) $38
|(+) $47
|$0.529
|$0.55
|-
|-
|'''Total Debt'''
|Total Debt
|'''(+) $228'''
|(+)  $212
|'''(+) $786'''
|(+) $604
|'''$17.291'''
|$17.50
|}
|}
'''Flow into Serious Delinquency (90 days or more delinquent)'''
'''Flow into Serious Delinquency (90 days or more delinquent)'''
{| class="wikitable"
{| class="wikitable"
|'''CATEGORY''' 1
|'''CATEGORY''' 1
|'''Q3 2022'''
|'''Q4 2022'''
|'''Q3 2023'''
|'''Q4 2023'''
|-
|-
|Mortgage Debt
|Mortgage Debt
|0.50%
|0.57%
|0.72%
|0.82%
|-
|-
|Home Equity Line Of Credit
|Home Equity Line Of Credit
|0.51%
|0.51%
|0.41%
|0.45%
|-
|-
|Student Loan Debt
|Student Loan Debt
|1.04%
|1.02%
|0.77%
|0.79%
|-
|-
|Auto Loan Debt
|Auto Loan Debt
|2.02%
|2.22%
|2.53%
|2.66%
|-
|-
|Credit Card Debt
|Credit Card Debt
|3.69%
|4.01%
|5.78%
|6.36%
|-
|-
|Other
|Other
|3.55%
|3.96%
|4.96%
|5.15%
|-
|-
|'''ALL'''
|'''ALL'''
|'''0.94%'''
|'''1.03%'''
|'''1.28%'''
|'''1.42%'''
|}
|}


=== Q2 2023 ===
=== Q3 2023 ===
The report shows a slight uptick in total household debt in the second quarter of 2023, increasing by $16 billion (0.1%) to $17.06 trillion.
The Report shows total household debt increased by $228 billion (1.3%) in the third quarter of 2023, to $17.29 trillion.<ref>https://www.newyorkfed.org/newsevents/news/research/2023/20231107</ref>


* Credit card accounts expanded by 5.48 million to 578.35 million. Aggregate limits on credit card accounts increased by $9 billion and now stand at $4.6 trillion.
* Mortgage originations modestly declined to $386 billion in Q3 2023 and are well below the robust quarterly origination volumes observed between 2020 and 2021.
* The share of debt newly transitioning into delinquency increased for credit cards and auto loans, with increases in transition rates of 0.7 and 0.4 percentage points respectively.
* The volume of newly originated auto loans, which includes leases, slightly increased and now stands at $179.3 billion.  
* About 39,000 individuals had new foreclosure notations on their credit reports, a very small increase from the first quarter. New foreclosures have stayed very low since even since the CARES Act moratorium was lifted.<ref>https://www.newyorkfed.org/newsevents/news/research/2023/20230808</ref>
* Aggregate limits on credit card accounts increased by $113 billion, a 2.46% increase from the previous quarter.
* Aggregate delinquency rates increased in Q3 2023, with 3% of outstanding debt in some stage of delinquency at the end of September. Delinquency transition rates increased for most debt types except student loans and home equity lines of credit. The increases in credit card delinquency were the sharpest among borrowers between the ages of 30 and 39.


'''Household Debt and Credit Developments as of Q3 2023'''
{| class="wikitable"
{| class="wikitable"
|'''CATEGORY'''
|'''CATEGORY'''
|'''QUARTERLY CHANGE * (BILLIONS $)'''
|'''QUARTERLY CHANGE * (BILLIONS $)'''
|'''ANNUAL CHANGE**(BILLIONS $)'''
|'''ANNUAL CHANGE**(BILLIONS $)'''
|'''TOTAL AS OF Q2 2023 (TRILLIONS $)'''
|'''TOTAL AS OF Q3 2023 (TRILLIONS $)'''
|-
|-
|Mortgage Debt
|Mortgage Debt
|(-) $30
|(+) $126
|(+) $627
|(+) $471
|$12.01
|$12.14
|-
|-
|Home Equity Line Of Credit
|Home Equity Line Of Credit
|(+) $1
|(+) $9
|(+) $21
|(+) $27
|$0.34
|$0.349
|-
|-
|Student Debt
|Student Debt
|(-) $35
|(+) $30
|(-) $20
|(+) $25
|$1.57          
|$1.599           
|-
|-
|Auto Debt
|Auto Debt
|(+) $20
|(+) $13
|(+) $80
|(+) $71
|$1.58
|$1.595
|-
|-
|Credit Card Debt
|Credit Card Debt
|(+) $45
|(+) $48
|(+) $144
|(+) $154
|$1.03
|$1.079
|-
|-
|Other
|Other
|(+) $15
|(+) $2
|(+) $57
|(+) $38
|$0.53
|$0.529
|-
|-
|'''Total Debt'''
|'''Total Debt'''
|'''(+) $16'''
|'''(+) $228'''
|'''(+) $909'''
|'''(+) $786'''
|'''$17.06'''
|'''$17.291'''
|}
|}
'''Flow into Serious Delinquency (90 days or more delinquent)'''
'''Flow into Serious Delinquency (90 days or more delinquent)'''
{| class="wikitable"
{| class="wikitable"
|'''CATEGORY''' 1
|'''CATEGORY''' 1
|'''Q2 2022'''
|'''Q3 2022'''
|'''Q2 2023'''
|'''Q3 2023'''
|-
|-
|Mortgage Debt
|Mortgage Debt
|0.44%
|0.50%
|0.63%
|0.72%
|-
|-
|Home Equity Line Of Credit
|Home Equity Line Of Credit
|0.32%
|0.51%
|0.44%
|0.41%
|-
|-
|Student Loan Debt
|Student Loan Debt
|0.98%
|1.04%
|0.85%
|0.77%
|-
|-
|Auto Loan Debt
|Auto Loan Debt
|1.81%
|2.02%
|2.41%
|2.53%
|-
|-
|Credit Card Debt
|Credit Card Debt
|3.35%
|3.69%
|5.08%
|5.78%
|-
|-
|Other
|Other
|3.21%
|3.55%
|4.65%
|4.96%
|-
|-
|'''ALL'''
|'''ALL'''
|'''0.84%'''
|'''0.94%'''
|'''1.16%'''
|'''1.28%'''
|}
|}


== Volume by Riskcore ==
=== Q2 2023 ===
The report shows a slight uptick in total household debt in the second quarter of 2023, increasing by $16 billion (0.1%) to $17.06 trillion.
 
* Credit card accounts expanded by 5.48 million to 578.35 million. Aggregate limits on credit card accounts increased by $9 billion and now stand at $4.6 trillion.
* The share of debt newly transitioning into delinquency increased for credit cards and auto loans, with increases in transition rates of 0.7 and 0.4 percentage points respectively.
* About 39,000 individuals had new foreclosure notations on their credit reports, a very small increase from the first quarter. New foreclosures have stayed very low since even since the CARES Act moratorium was lifted.<ref>https://www.newyorkfed.org/newsevents/news/research/2023/20230808</ref>


=== Morgage  ===
[[File:0df3fbf3f00eea94c0d3c3b8a818d008b450c7c1.png|alt=|center|thumb|806x806px|https://www.newyorkfed.org/microeconomics/hhdc/background.html]]'''Share by Credit Score'''[[File:95759aa399971449b38ea24ea8b85cbb7cdb5448.png|center|thumb|794x794px|https://www.newyorkfed.org/microeconomics/hhdc/background.html]]
{| class="wikitable"
{| class="wikitable"
!Date
|'''CATEGORY'''
 
|'''QUARTERLY CHANGE * (BILLIONS $)'''
Billions of $<ref name=":0">https://www.newyorkfed.org/microeconomics/hhdc/background.html</ref>
|'''ANNUAL CHANGE**(BILLIONS $)'''
!<620
|'''TOTAL AS OF Q2 2023 (TRILLIONS $)'''
!620-659
!660-719
!720-759
!760+
!TOTAL
|-
|-
|03:Q4
|Mortgage Debt
|90.06
|(-) $30
|86.37
|(+) $627
|212.36
|$12.01
|349.56
|289.70
|1028.1
|-
|-
|04:Q4
|Home Equity Line Of Credit
|88.88
|(+) $1
|67.39
|(+) $21
|158.89
|$0.34
|209.93
|146.26
|671.4
|-
|-
|05:Q4
|Student Debt
|87.04
|(-) $35
|77.70
|(-) $20
|184.83
|$1.57        
|238.86
|211.56
|800.0
|-
|-
|06:Q4
|Auto Debt
|92.82
|(+) $20
|70.42
|(+) $80
|137.70
|$1.58
|191.52
|149.43
|641.9
|-
|-
|07:Q4
|Credit Card Debt
|53.46
|(+) $45
|44.72
|(+) $144
|105.11
|$1.03
|148.91
|162.35
|514.6
|-
|-
|08:Q4
|Other
|29.66
|(+) $15
|24.80
|(+) $57
|52.44
|$0.53
|82.77
|112.29
|302.0
|-
|-
|09:Q4
|'''Total Debt'''
|22.01
|'''(+) $16'''
|22.00
|'''(+) $909'''
|57.67
|'''$17.06'''
|113.64
|}
|177.34
'''Flow into Serious Delinquency (90 days or more delinquent)'''
|392.7
{| class="wikitable"
|'''CATEGORY''' 1
|'''Q2 2022'''
|'''Q2 2023'''
|-
|-
|10:Q4
|Mortgage Debt
|18.87
|0.44%
|18.34
|0.63%
|47.60
|122.86
|255.34
|463.0
|-
|-
|11:Q4
|Home Equity Line Of Credit
|15.70
|0.32%
|14.64
|0.44%
|48.37
|106.39
|219.03
|404.1
|-
|-
|12:Q4
|Student Loan Debt
|16.43
|0.98%
|23.26
|0.85%
|71.72
|155.58
|285.77
|552.8
|-
|-
|13:Q4
|Auto Loan Debt
|16.22
|1.81%
|18.85
|2.41%
|65.70
|134.57
|216.01
|451.4
|-
|-
|14:Q4
|Credit Card Debt
|14.92
|3.35%
|22.03
|5.08%
|62.41
|100.64
|154.22
|354.2
|-
|-
|15:Q4
|Other
|21.40
|3.21%
|24.00
|4.65%
|77.40
|70.80
|243.30
|436.9
|-
|-
|16:Q4
|'''ALL'''
|22.82
|'''0.84%'''
|27.97
|'''1.16%'''
|100.60
|}
|105.20
 
|360.20
== Volume by Riskcore ==
|616.79
 
=== Morgage  ===
[[File:0df3fbf3f00eea94c0d3c3b8a818d008b450c7c1.png|alt=|center|thumb|806x806px|https://www.newyorkfed.org/microeconomics/hhdc/background.html]]'''Share by Credit Score'''[[File:95759aa399971449b38ea24ea8b85cbb7cdb5448.png|center|thumb|794x794px|https://www.newyorkfed.org/microeconomics/hhdc/background.html]]
{| class="wikitable"
!Date
 
Billions of $<ref name=":0">https://www.newyorkfed.org/microeconomics/hhdc/background.html</ref>
!<620
!620-659
!660-719
!720-759
!760+
!TOTAL
|-
|-
|17:Q4
|24:Q2
|20.37
|14.54
|23.68
|16.11
|74.87
|47.75
|76.28
|59.71
|256.30
|236
|451.50
|374.11
|-
|-
|18:Q4
|24:Q1
|15.20
|12.61
|23.88
|14.3
|68.17
|46.26
|61.93
|45.68
|232.30
|283.8
|401.48
|402.65
|-
|-
|19:Q4
|23:Q4
|26.88
|14.87
|28.51
|14.05
|98.38
|53.19
|119.60
|63.76
|478.60
|247.9
|751.97
|393.77
|-
|-
|20:Q4
|23:Q3
|20.68
|14.81
|32.38
|14.51
|124.90
|60.7
|158.60
|55.65
|838.00
|240.7
|1174.56
|386.37
|-
|-
|21:Q1
|23:Q2
|15.74
|13.52
|29.15
|18.42
|110.70
|57.83
|151.70
|60.99
|831.10
|242.6
|1138.39
|393.36
|-
|-
|21:Q2
|23:Q1
|19.19
|11.55
|34.71
|15.66
|127.80
|42.63
|167.80
|57.29
|868.30
|196.4
|1217.80
|323.53
|-
|-
|21:Q3
|22:Q4
|23.31
|14.86
|33.54
|25.72
|130.40
|68.55
|158.40
|79.94
|769.00
|308.5
|1114.65
|497.57
|-
|-
|21:Q4
|22:Q3
|22.11
|19.72
|36.40
|28.03
|132.30
|88.25
|150.30
|103.3
|694.00
|393.2
|1035.11
|632.5
|-
|22:Q1
|19.99
|27.36
|112.30
|117.40
|581.90
|858.95
|-
|-
|22:Q2
|22:Q2
Line 727: Line 706:
|28.21
|28.21
|94.69
|94.69
|118.50
|118.5
|494.80
|494.8
|758.12
|758.12
|-
|-
|22:Q3
|22:Q1
|19.72
|19.99
|28.03
|27.36
|88.25
|112.3
|103.30
|117.4
|393.20
|581.9
|632.50
|858.95
|-
|-
|22:Q4
|21:Q4
|14.86
|22.11
|25.72
|36.4
|68.55
|132.3
|79.94
|150.3
|308.50
|694
|497.57
|1035.11
|-
|-
|23:Q1
|21:Q3
|11.55
|23.31
|15.66
|33.54
|42.63
|130.4
|57.29
|158.4
|196.40
|769
|323.53
|1114.65
|-
|-
|23:Q2
|21:Q2
|13.52
|19.19
|18.42
|34.71
|57.83
|127.8
|60.99
|167.8
|242.60
|868.3
|393.36
|1217.8
|-
|-
|23:Q3
|21:Q1
|14.81
|15.74
|14.51
|29.15
|60.70
|110.7
|55.65
|151.7
|240.70
|831.1
|386.37
|1138.39
|-
|20:Q4
|20.68
|32.38
|124.9
|158.6
|838
|1174.56
|-
|19:Q4
|26.88
|28.51
|98.38
|119.6
|478.6
|751.97
|-
|-
|23:Q4
|18:Q4
|14.87
|15.2
|14.05
|23.88
|53.19
|68.17
|63.76
|61.93
|247.90
|232.3
|393.77
|401.48
|-
|-
|24:Q1
|17:Q4
|12.61
|20.37
|14.30
|23.68
|46.26
|74.87
|45.68
|76.28
|283.80
|256.3
|402.65
|451.5
|}
 
=== Autos ===
[[File:2d791a3561d3bded48e75da9813a9f4b304426cb.png|center|thumb|749x749px|https://www.newyorkfed.org/microeconomics/hhdc/background.html]]
'''Share by Credit Score'''
[[File:B30afa0fd2a3267ba7c1ed0b779518259e774ae2.png|center|thumb|746x746px|https://www.newyorkfed.org/microeconomics/hhdc/background.html]]
 
 
 
{| class="wikitable"
!Date
 
Billions of $<ref name=":0" />
!<620
!620-659
!660-719
!720-759
!760+
!TOTAL
|-
|-
|04:Q4
|16:Q4
|30.0
|22.82
|13.3
|27.97
|26.4
|100.6
|16.6
|105.2
|23.4
|360.2
|109.8
|616.79
|-
|-
|05:Q4
|15:Q4
|31.4
|21.4
|18.1
|24
|25.0
|77.4
|13.7
|70.8
|20.4
|243.3
|108.6
|436.9
|-
|-
|06:Q4
|14:Q4
|30.8
|14.92
|12.9
|22.03
|23.0
|62.41
|15.0
|100.64
|22.8
|154.22
|104.5
|354.2
|-
|-
|07:Q4
|13:Q4
|28.7
|16.22
|11.8
|18.85
|19.3
|65.7
|14.2
|134.57
|24.9
|216.01
|98.9
|451.4
|-
|-
|08:Q4
|12:Q4
|16.9
|16.43
|8.6
|23.26
|15.5
|71.72
|11.3
|155.58
|20.5
|285.77
|72.8
|552.8
|-
|-
|09:Q4
|11:Q4
|11.4
|15.7
|7.4
|14.64
|13.2
|48.37
|11.3
|106.39
|23.2
|219.03
|66.5
|404.1
|-
|-
|10:Q4
|10:Q4
|16.8
|18.87
|9.0
|18.34
|17.0
|47.6
|12.7
|122.86
|26.4
|255.34
|82.0
|463
|-
|-
|11:Q4
|09:Q4
|17.7
|22.01
|11.2
|22
|18.7
|57.67
|13.6
|113.64
|27.0
|177.34
|88.2
|392.7
|-
|-
|12:Q4
|08:Q4
|23.5
|29.66
|14.9
|24.8
|23.5
|52.44
|16.4
|82.77
|31.6
|112.29
|110.0
|302
|-
|-
|13:Q4
|07:Q4
|25.2
|53.46
|15.6
|44.72
|22.5
|105.11
|15.1
|148.91
|31.7
|162.35
|110.1
|514.6
|-
|-
|14:Q4
|06:Q4
|28.6
|92.82
|16.5
|70.42
|26.8
|137.7
|17.4
|191.52
|36.1
|149.43
|125.5
|641.9
|-
|-
|15:Q4
|05:Q4
|28.7
|87.04
|17.1
|77.7
|28.9
|184.83
|18.5
|238.86
|38.3
|211.56
|131.5
|800
|-
|-
|16:Q4
|04:Q4
|27.2
|88.88
|17.8
|67.39
|31.8
|158.89
|19.5
|209.93
|45.7
|146.26
|142.0
|671.4
|-
|-
|17:Q4
|03:Q4
|26.0
|90.06
|16.7
|86.37
|30.2
|212.36
|20.2
|349.56
|44.1
|289.7
|137.2
|1028.1
|-
|}
|18:Q4
 
|27.9
=== Autos ===
|16.7
[[File:2d791a3561d3bded48e75da9813a9f4b304426cb.png|center|thumb|749x749px|https://www.newyorkfed.org/microeconomics/hhdc/background.html]]
|31.8
'''Share by Credit Score'''
|20.3
[[File:B30afa0fd2a3267ba7c1ed0b779518259e774ae2.png|center|thumb|746x746px|https://www.newyorkfed.org/microeconomics/hhdc/background.html]]
|47.7
 
|144.3
 
 
{| class="wikitable"
!Date
 
Billions of $<ref name=":0" />
!<620
!620-659
!660-719
!720-759
!760+
!TOTAL
|-
|-
|19:Q4
|24:Q2
|31.0
|30
|16.7
|18.7
|33.5
|36.6
|22.4
|28.3
|55.0
|65.6
|158.6
|179.1
|-
|-
|20:Q4
|24:Q1
|28.1
|26.2
|19.7
|15.8
|31.4
|34.3
|24.4
|25.6
|58.1
|63.6
|161.6
|165.5
|-
|-
|21:Q1
|23:Q4
|23.3
|25.5
|17.2
|17
|32.8
|34.6
|23.5
|25.3
|55.9
|62.5
|152.7
|164.9
|-
|-
|21:Q2
|23:Q3
|35.2
|28
|23.3
|18.8
|45.1
|38.8
|31.1
|27.6
|67.2
|66.1
|201.9
|179.3
|-
|-
|21:Q3
|23:Q2
|33.8
|29.8
|23.7
|18.5
|45.6
|38.4
|32.5
|28.4
|63.2
|63.8
|198.8
|179
|-
|-
|21:Q4
|23:Q1
|30.9
|23.4
|22.3
|16.3
|40.7
|34.9
|27.9
|27.5
|58.8
|180.5
|-
|22:Q1
|27.7
|22.0
|40.3
|27.0
|59.5
|59.5
|176.6
|161.7
|-
|-
|22:Q2
|22:Q4
|35.4
|28.5
|23.7
|20.8
|44.7
|44.3
|29.8
|30.2
|65.3
|62.4
|198.8
|186.2
|-
|-
|22:Q3
|22:Q3
Line 998: Line 977:
|185.4
|185.4
|-
|-
|22:Q4
|22:Q2
|28.5
|35.4
|20.8
|23.7
|44.3
|44.7
|30.2
|29.8
|62.4
|65.3
|186.2
|198.8
|-
|-
|23:Q1
|22:Q1
|23.4
|27.7
|16.3
|22
|34.9
|40.3
|27.5
|27
|59.5
|59.5
|161.7
|176.6
|-
|-
|23:Q2
|21:Q4
|29.8
|30.9
|18.5
|22.3
|38.4
|40.7
|28.4
|27.9
|63.8
|58.8
|179.0
|180.5
|-
|-
|23:Q3
|21:Q3
|28.0
|33.8
|18.8
|23.7
|38.8
|45.6
|27.6
|32.5
|66.1
|63.2
|179.3
|198.8
|-
|21:Q2
|35.2
|23.3
|45.1
|31.1
|67.2
|201.9
|-
|-
|23:Q4
|21:Q1
|25.5
|23.3
|17.0
|17.2
|34.6
|32.8
|25.3
|23.5
|62.5
|55.9
|164.9
|152.7
|-
|-
|24:Q1
|20:Q4
|26.2
|28.1
|15.8
|19.7
|34.3
|31.4
|25.6
|24.4
|63.6
|58.1
|165.5
|161.6
|}
 
== Monthly Developments Credit ==
Data:
 
'''Consumer Credit % of GDP'''
[[File:Screenshot 2023-09-12 132203.png|center|thumb|804x804px|https://fred.stlouisfed.org/series/TOTALSL]]
{| class="wikitable"
! rowspan="2" |Date<ref>https://fred.stlouisfed.org/series/TOTALSL</ref>
! colspan="5" |Total Consumer Credit
Owned and Securitized
|-
|-
!Billions of Dollars SA
|19:Q4
!M/M
|31
!Y/Y
|16.7
!FLOW M/M
|33.5
!FLOW Y/Y
|22.4
|55
|158.6
|-
|-
|2024-03-01
|18:Q4
|5,058.92
|27.9
|0.12
|16.7
|2.34
|31.8
|6.27
|20.3
|115.59
|47.7
|144.3
|-
|-
|2024-02-01
|17:Q4
|5,052.64
|26
|0.30
|16.7
|2.57
|30.2
|15.02
|20.2
|126.66
|44.1
|137.2
|-
|-
|2024-01-01
|16:Q4
|5,037.62
|27.2
|0.37
|17.8
|2.50
|31.8
|18.35
|19.5
|123.00
|45.7
|142
|-
|-
|2023-12-01
|15:Q4
|5,019.28
|28.7
|0.06
|17.1
|2.56
|28.9
|3.21
|18.5
|125.24
|38.3
|131.5
|-
|-
|2023-11-01
|14:Q4
|5,016.07
|28.6
|0.36
|16.5
|2.91
|26.8
|17.81
|17.4
|141.90
|36.1
|125.5
|-
|-
|2023-10-01
|13:Q4
|4,998.26
|25.2
|0.18
|15.6
|3.09
|22.5
|8.96
|15.1
|149.62
|31.7
|110.1
|-
|-
|2023-09-01
|12:Q4
|4,989.30
|23.5
|0.17
|14.9
|3.61
|23.5
|8.25
|16.4
|174.00
|31.6
|110
|-
|-
|2023-08-01
|11:Q4
|4,981.04
|17.7
| -0.33
|11.2
|4.01
|18.7
| -16.73
|13.6
|191.96
|27
|88.2
|-
|-
|2023-07-01
|10:Q4
|4,997.77
|16.8
|0.24
|9
|4.93
|17
|12.17
|12.7
|235.00
|26.4
|82
|-
|-
|2023-06-01
|09:Q4
|4,985.60
|11.4
|0.48
|7.4
|5.25
|13.2
|23.77
|11.3
|248.59
|23.2
|66.5
|-
|-
|2023-05-01
|08:Q4
|4,961.83
|16.9
|0.11
|8.6
|5.69
|15.5
| 5.24
|11.3
|266.98
|20.5
|72.8
|-
|-
|2023-04-01
|07:Q4
|4,956.59
|28.7
|0.27
|11.8
|6.29
|19.3
|13.27
|14.2
|293.37
|24.9
|98.9
|-
|-
|2023-03-01
|06:Q4
|4,943.33
|30.8
|0.35
|12.9
|6.67
|23
|17.34
|15
|308.98
|22.8
|104.5
|-
|-
|2023-02-01
|05:Q4
|4,925.99
|31.4
|0.23
|18.1
|7.18
|25
|11.36
|13.7
|330.09
|20.4
|108.6
|-
|-
|2023-01-01
|04:Q4
|4,914.63
|30
|0.42
|13.3
|7.68
|26.4
|20.59
|16.6
|350.67
|23.4
|109.8
|}
 
== Monthly Developments Credit ==
Data:
 
'''Consumer Credit % of GDP'''
[[File:Screenshot 2023-09-12 132203.png|center|thumb|804x804px|https://fred.stlouisfed.org/series/TOTALSL]]
{| class="wikitable"
! rowspan="2" |Date<ref>https://fred.stlouisfed.org/series/TOTALSL</ref>
! colspan="5" |Total Consumer Credit
Owned and Securitized
|-
|-
|2022-12-01
!Billions of Dollars SA
|4,894.03
!M/M
|0.41
!Y/Y
|7.60
!FLOW M/M
|19.87
!FLOW Y/Y
|345.50
|-
|-
|2022-11-01
|2024-03-01
|4,874.17
|5,058.92
|0.53
|0.12
|7.75
|2.34
|25.53
|6.27
|350.68
|115.59
|-
|-
|2022-10-01
|2024-02-01
|4,848.64
|5,052.64
|0.69
|0.30
|7.75
|2.57
|33.35
|15.02
|348.68
|126.66
|-
|-
|2022-09-01
|2024-01-01
|4,815.29
|5,037.62
|0.55
|0.37
|7.39
|2.50
|26.21
|18.35
|331.42
|123.00
|-
|-
|2022-08-01
|2023-12-01
|4,789.08
|5,019.28
|0.55
|0.06
|7.36
|2.56
|26.31
|3.21
|328.11
|125.24
|-
|-
|2022-07-01
|2023-11-01
|4,762.77
|5,016.07
|0.54
|0.36
|7.17
|2.91
|25.76
|17.81
|318.55
|141.90
|-
|-
|2022-06-01
|2023-10-01
|4,737.01
|4,998.26
|0.90
|0.18
|7.01
|3.09
|42.17
|8.96
|310.45
|149.62
|-
|-
|2022-05-01
|2023-09-01
|4,694.85
|4,989.30
|0.68
|0.17
|9.90
|3.61
|31.62
|8.25
|422.84
|174.00
|-
|-
|2022-04-01
|2023-08-01
|4,663.23
|4,981.04
|0.62
| -0.33
|9.93
|4.01
|28.88
| -16.73
|421.42
|191.96
|-
|-
|2022-03-01
|2023-07-01
|4,634.35
|4,997.77
|0.84
|0.24
|9.69
|4.93
|38.46
|12.17
|409.26
|235.00
|-
|-
|2022-02-01
|2023-06-01
|4,595.89
|4,985.60
|0.70
|0.48
|9.08
|5.25
|31.94
|23.77
|382.67
|248.59
|-
|-
|2022-01-01
|2023-05-01
|4,563.96
|4,961.83
|0.34
|0.11
|8.78
|5.69
|15.43
| 5.24
|368.49
|266.98
|-
|-
|2021-12-01
|2023-04-01
|4,548.53
|4,956.59
|0.55
|0.27
|8.69
|6.29
|25.04
|13.27
|363.68
|293.37
|-
|-
|2021-11-01
|2023-03-01
|4,523.49
|4,943.33
|0.52
|0.35
|8.47
|6.67
|23.53
|17.34
|353.15
|308.98
|-
|2023-02-01
|4,925.99
|0.23
|7.18
|11.36
|330.09
|-
|-
|2021-10-01
|2023-01-01
|4,499.96
|4,914.63
|0.36
|0.42
|7.93
|7.68
|16.08
|20.59
|330.53
|350.67
|-
|-
|2021-09-01
|2022-12-01
|4,478
|4,894.03
|0.54
|0.41
|7.60
|7.60
|24.23
|19.87
|
|345.50
|-
|-
|2021-08-01
|2022-11-01
|4,454
|4,874.17
|0.38
|0.53
|7.43
|7.75
|17.00
|25.53
|
|350.68
|-
|-
|2021-07-01
|2022-10-01
|4,437
|4,848.64
|0.41
|0.69
|6.88
|7.75
|18.25
|33.35
|
|348.68
|-
|-
|2021-06-01
|2022-09-01
|4,418
|4,815.29
|3.45
|0.55
|6.88
|7.39
|147.46
|26.21
|
|331.42
|-
|-
|2021-05-01
|2022-08-01
|4,271
|4,789.08
|0.65
|0.55
|3.55
|7.36
|27.63
|26.31
|
|328.11
|-
|-
|2021-04-01
|2022-07-01
|4,243
|4,762.77
|0.39
|0.54
|2.40
|7.17
|16.46
|25.76
|
|318.55
|-
|-
|2021-03-01
|2022-06-01
|4,227
|4,737.01
|0.29
|0.90
|0.47
|7.01
|12.06
|42.17
|
|310.45
|-
|-
|2021-02-01
|2022-05-01
|4,215
|4,694.85
|0.42
|0.68
| -0.17
|9.90
|17.78
|31.62
|
|422.84
|-
|-
|2021-01-01
|2022-04-01
|4,197
|4,663.23
|0.29
|0.62
| -0.26
|9.93
|12.13
|28.88
|
|421.42
|-
|-
|2020-12-01
|2022-03-01
|4,185
|4,634.35
|0.36
|0.84
| -0.18
|9.69
|15.05
|38.46
|
|409.26
|-
|-
|2020-11-01
|2022-02-01
|4,170
|4,595.89
|0.08
|0.70
|0.15
|9.08
|3.51
|31.94
|
|382.67
|-
|-
|2020-10-01
|2022-01-01
|4,166
|4,563.96
|0.11
|0.34
|0.12
|8.78
|4.66
|15.43
|
|368.49
|-
|-
|2020-09-01
|2021-12-01
|4,162
|4,548.53
|0.39
|0.55
|0.42
|8.69
|16.20
|25.04
|
|363.68
|-
|-
|2020-08-01
|2021-11-01
|4,145
|4,523.49
| -0.13
|0.52
|0.35
|8.47
| -5.53
|23.53
|353.15
|-
|2021-10-01
|4,499.96
|0.36
|7.93
|16.08
|330.53
|-
|2021-09-01
|4,478
|0.54
|7.60
|24.23
|
|-
|2021-08-01
|4,454
|0.38
|7.43
|17.00
|
|
|-
|-
|2020-07-01
|2021-07-01
|4,151
|4,437
|0.41
|0.41
|0.83
|6.88
|17.07
|18.25
|
|
|-
|-
|2020-06-01
|2021-06-01
|4,134
|4,418
|0.23
|3.45
|1.02
|6.88
|9.51
|147.46
|
|
|-
|-
|2020-05-01
|2021-05-01
|4,124
|4,271
| -0.47
|0.65
|1.00
|3.55
| -19.27
|27.63
|
|
|-
|-
|2020-04-01
|2021-04-01
|4,144
|4,243
| -1.51
|0.39
|1.80
|2.40
| -63.55
|16.46
|
|
|-
|-
|2020-03-01
|2021-03-01
|4,207
|4,227
| -0.34
|0.29
|3.80
|0.47
| -14.53
|12.06
|
|
|-
|-
|2020-02-01
|2021-02-01
|4,222
|4,215
|0.32
|0.42
|4.48
|  -0.17
|13.64
|17.78
|
|-
|2021-01-01
|4,197
|0.29
| -0.26
|12.13
|
|
|-
|-
|2020-01-01
|2020-12-01
|4,208
|4,185
|0.38
|0.36
|4.49
| -0.18
|15.91
|15.05
|
|
|-
|-
|2019-12-01
|2020-11-01
|4,192
|4,170
|0.69
|0.08
|4.62
|0.15
|28.82
|3.51
|
|-
|2020-10-01
|4,166
|0.11
|0.12
|4.66
|
|
|}
=== <big>Revolving Credit</big> ===
'''Resolving Consumer Credit Annual Change'''
[[File:Screenshot 2023-09-14 135838.png|center|thumb|824x824px|https://fred.stlouisfed.org/series/REVOLSL]]
'''Consumer Credit % of GDP'''
[[File:Screenshot 2023-09-12 134927.png|center|thumb|801x801px|https://fred.stlouisfed.org/series/REVOLSL]]
{| class="wikitable"
! rowspan="2" |Date<ref>https://fred.stlouisfed.org/series/REVOLSL</ref>
!Revolving Consumer Credit
Owned and Securitized
!Revolving Consumer Credit
Owned and Securitized
!Revolving Consumer Credit
Owned and Securitized
!Revolving Consumer Credit
Owned and Securitized
!Revolving Consumer Credit
Owned and Securitized
|-
|-
!Billions of Dollars SA
|2020-09-01
!M/M
|4,162
!Y/Y
|0.39
!FLOW M/M
|0.42
!FLOW Y/Y
|16.20
|
|-
|-
!Average
|2020-08-01
!479.28
|4,145
!1.09
|  -0.13
!14.37
|0.35
!1.91
|  -5.53
!22.37
|
|-
|-
|2024-03-01
|2020-07-01
|1,337.77
|4,151
|0.01
|0.41
|7.83
|0.83
|0.15
|17.07
|97.15
|
|-
|-
|2024-02-01
|2020-06-01
|1,337.61
|4,134
|0.81
|0.23
|8.87
|1.02
|10.73
|9.51
|108.99
|
|-
|-
|2024-01-01
|2020-05-01
|1,326.89
|4,124
|0.61
|  -0.47
|8.45
|1.00
|8.07
|  -19.27
|103.43
|
|-
|2020-04-01
|4,144
|  -1.51
|1.80
|  -63.55
|
|-
|2020-03-01
|4,207
| -0.34
|3.80
| -14.53
|
|-
|-
|2023-12-01
|2020-02-01
|1,318.82
|4,222
|0.32
|0.32
|8.76
|4.48
|4.21
|13.64
|106.22
|
|-
|-
|2023-11-01
|2020-01-01
|1,314.61
|4,208
|1.11
|0.38
|9.50
|4.49
|14.47
|15.91
|114.10
|
|-
|2023-10-01
|1,300.14
|0.43
|9.39
|5.60
|111.61
|-
|-
|2023-09-01
|2019-12-01
|1,294.54
|4,192
|0.45
|0.69
|10.31
|4.62
|5.76
|28.82
|121.00
|
|-
|}
|2023-08-01
 
|1,288.77
=== <big>Revolving Credit</big> ===
|1.02
 
|10.77
 
|13.05
'''Resolving Consumer Credit Annual Change'''
|125.33
[[File:Screenshot 2023-09-14 135838.png|center|thumb|824x824px|https://fred.stlouisfed.org/series/REVOLSL]]
|-
 
|2023-07-01
 
|1,275.72
'''Consumer Credit % of GDP'''
|0.74
[[File:Screenshot 2023-09-12 134927.png|center|thumb|801x801px|https://fred.stlouisfed.org/series/REVOLSL]]
|10.81
{| class="wikitable"
|9.40
! rowspan="2" |Date<ref>https://fred.stlouisfed.org/series/REVOLSL</ref>
|124.47
!Revolving Consumer Credit
Owned and Securitized
!Revolving Consumer Credit
Owned and Securitized
!Revolving Consumer Credit
Owned and Securitized
!Revolving Consumer Credit
Owned and Securitized
!Revolving Consumer Credit
Owned and Securitized
|-
|-
|2023-06-01
!Billions of Dollars SA
|1,266.32
!M/M
| 0.48
!Y/Y
|11.06
!FLOW M/M
| 6.04
!FLOW Y/Y
|126.16
|-
|-
|2023-05-01
!Average
|1,260.28
!479.28
|0.64
!1.09
|12.65
!14.37
|8.05
!1.91
|141.51
!22.37
|-
|-
|2023-04-01
|2024-03-01
|1,252.23
|1,337.77
|0.94
|0.01
|12.87
|7.83
|11.61
|0.15
|142.76
|97.15
|-
|-
|2023-03-01
|2024-02-01
|1,240.62
|1,337.61
|0.98
|0.81
|13.09
|8.87
|11.99
|10.73
|143.55
|108.99
|-
|-
|2023-02-01
|2024-01-01
|1,228.62
|1,326.89
|0.42
|0.61
|14.31
|8.45
|5.17
|8.07
|153.82
|103.43
|-
|-
|2023-01-01
|2023-12-01
|1,223.45
|1,318.82
|0.90
|0.32
|15.14
|8.76
|10.86
|4.21
|160.92
|106.22
|-
|-
|2022-12-01
|2023-11-01
|1,212.60
|1,314.61
|1.01
|1.11
|15.10
|9.50
|12.09
|14.47
|159.07
|114.10
|-
|-
|2022-11-01
|2023-10-01
|1,200.51
|1,300.14
|1.01
|0.43
|14.98
|9.39
|11.98
|5.60
|156.39
|111.61
|-
|-
|2022-10-01
|2023-09-01
|1,188.53
|1,294.54
|1.28
|0.45
|15.08
|10.31
|15.00
|5.76
|155.72
|121.00
|-
|-
|2022-09-01
|2023-08-01
|1,173.53
|1,288.77
|0.87
|1.02
|14.52
|10.77
|10.09
|13.05
|148.76
|125.33
|-
|-
|2022-08-01
|2023-07-01
|1,163.44
|1,275.72
|1.06
|0.74
|14.72
|10.81
|12.19
|9.40
|149.28
|124.47
|-
|-
|2022-07-01
|2023-06-01
|1,151.25
|1,266.32
|0.97
| 0.48
|13.85
|11.06
|11.08
| 6.04
|140.06
|126.16
|-
|-
|2022-06-01
|2023-05-01
|1,140.17
|1,260.28
|1.91
|0.64
|13.31
|12.65
|21.39
|8.05
|133.91
|141.51
|-
|-
|2022-05-01
|2023-04-01
|1,118.77
|1,252.23
|0.84
|0.94
|14.41
|12.87
|9.31
|11.61
|140.89
|142.76
|-
|-
|2022-04-01
|2023-03-01
|1,109.47
|1,240.62
|1.13
|0.98
|14.33
|13.09
|12.41
|11.99
|139.09
|143.55
|-
|-
|2022-03-01
|2023-02-01
|1,097.06
|1,228.62
|2.07
|0.42
|12.90
|14.31
|22.25
|5.17
|125.36
|153.82
|-
|-
|2022-02-01
|2023-01-01
|1,074.81
|1,223.45
|1.16
|0.90
|10.26
|15.14
|12.27
|10.86
|100.00
|160.92
|-
|-
|2022-01-01
|2022-12-01
|1,062.54
|1,212.60
|0.86
|1.01
|9.39
|15.10
|9.01
|12.09
|91.23
|159.07
|-
|-
|2021-12-01
|2022-11-01
|1,053.52
|1,200.51
|0.90
|1.01
|8.10
|14.98
|9.40
|11.98
|78.93
|156.39
|-
|-
|2021-11-01
|2022-10-01
|1,044.12
|1,188.53
|1.09
|1.28
|7.39
|15.08
|11.31
|15.00
|71.82
|155.72
|-
|-
|2021-10-01
|2022-09-01
|1,032.82
|1,173.53
|0.79
|0.87
|5.35
|14.52
|8.04
|10.09
|52.41
|148.76
|-
|-
|2021-09-01
|2022-08-01
|1,023
|1,163.44
|1.04
|1.06
|4.09
|14.72
|10.55
|12.19
|40.17
|149.28
|-
|-
|2021-08-01
|2022-07-01
|1,012
|1,151.25
|0.45
|0.97
|3.32
|13.85
|4.56
|11.08
|32.51
|140.06
|-
|-
|2021-07-01
|2022-06-01
|1,008
|1,140.17
|0.58
|1.91
|1.87
|13.31
|5.79
|21.39
|18.48
|133.91
|-
|-
|2021-06-01
|2022-05-01
|1,002
|1,118.77
|2.29
|0.84
|1.11
|14.41
|22.42
|9.31
|11.04
|140.89
|-
|-
|2021-05-01
|2022-04-01
|979
|1,109.47
|0.81
|1.13
| -2.09
|14.33
|7.83
|12.41
| -20.86
|139.09
|-
|-
|2021-04-01
|2022-03-01
|972
|1,097.06
| -0.05
|2.07
| -5.24
|12.90
| -0.44
|22.25
| -53.77
|125.36
|-
|-
|2021-03-01
|2022-02-01
|972
|1,074.81
| -0.25
|1.16
| -10.17
|10.26
| -2.42
|12.27
| -110.08
|100.00
|-
|-
|2021-02-01
|2022-01-01
|974
|1,062.54
|0.29
|0.86
| -11.45
|9.39
|2.82
|9.01
| -126.04
|91.23
|-
|-
|2021-01-01
|2021-12-01
|972
|1,053.52
| -0.30
|0.90
| -11.33
|8.10
| -2.97
|9.40
| -124.17
|78.93
|-
|-
|2020-12-01
|2021-11-01
|975
|1,044.12
|0.28
|1.09
| -10.75
|7.39
|2.73
|11.31
| -117.39
|71.82
|-
|-
|2020-11-01
|2021-10-01
|972
|1,032.82
| -0.68
|0.79
| -9.74
|5.35
| -6.68
|8.04
| -104.84
|52.41
|-
|-
|2020-10-01
|2021-09-01
|979
|1,023
| -0.41
|1.04
| -9.92
|4.09
| -4.03
|10.55
| -107.81
|40.17
|-
|-
|2020-09-01
|2021-08-01
|983
|1,012
|0.30
|0.45
| -9.28
|3.32
|2.90
|4.56
| -100.53
|32.51
|-
|-
|2020-08-01
|2021-07-01
|980
|1,008
| -0.96
|0.58
| -9.51
|1.87
| -9.48
|5.79
| -102.97
|18.48
|-
|-
|2020-07-01
|2021-06-01
|989
|1,002
| -0.17
|2.29
| -8.52
|1.11
| -1.64
|22.42
| -92.16
|11.04
|-
|-
|2020-06-01
|2021-05-01
|991
|979
| -0.95
|0.81
| -7.40
| -2.09
| -9.48
|7.83
| -79.22
| -20.86
|-
|-
|2020-05-01
|2021-04-01
|1,000
|972
| -2.45
| -0.05
| -6.87
| -25.09
| -73.78
|-
|2020-04-01
|1,025
| -5.24
| -5.24
| -4.27
| -0.44
| -56.75
| -53.77
| -45.68
|-
|-
|2020-03-01
|2021-03-01
|1,082
|972
| -1.67
| -0.25
|1.70
| -10.17
| -18.38
| -2.42
|18.14
| -110.08
|-
|-
|2020-02-01
|2021-02-01
|1,100
|974
|0.43
|0.29
|3.49
| -11.45
|4.69
|2.82
|37.16
| -126.04
|-
|2021-01-01
|972
| -0.30
| -11.33
| -2.97
| -124.17
|-
|-
|2020-01-01
|2020-12-01
|1,096
|975
|0.35
|0.28
|3.31
| -10.75
|3.81
|2.73
|35.12
| -117.39
|-
|-
|2019-12-01
|2020-11-01
|1,092
|972
|1.42
| -0.68
|3.62
| -9.74
|15.29
| -6.68
|38.14
| -104.84
|}
 
=== <big>Non Revolving Credit</big> ===
'''Non Revolving Consumer Credit Annual Change'''
[[File:Screenshot 2023-09-14 141051.png|center|thumb|848x848px|https://fred.stlouisfed.org/series/NONREVSL]]
 
'''Non revolving Consumer Credit % of GDP'''
[[File:Screenshot 2023-09-14 141432.png|center|thumb|841x841px|https://fred.stlouisfed.org/series/NONREVSL]]
 
{| class="wikitable"
! rowspan="2" |Date<ref>https://fred.stlouisfed.org/series/NONREVSL</ref>
!Nonrevolving Consumer
Credit Owned and Securitized
!Nonrevolving Consumer
Credit Owned and Securitized
!Nonrevolving Consumer
Credit Owned and Securitized
!Nonrevolving Consumer
Credit Owned and Securitized
!Nonrevolving Consumer
Credit Owned and Securitized
|-
|-
!Billions of Dollars SA
|2020-10-01
!M/M
|979
!Y/Y
| -0.41
!FLOW M/M
| -9.92
!FLOW Y/Y
| -4.03
| -107.81
|-
|-
|2024-03-01
|2020-09-01
|3,721.15
|983
|0.16
|0.30
|0.50
| -9.28
|6.12
|2.90
|18.44
| -100.53
|-
|-
|2024-02-01
|2020-08-01
|3,715.03
|980
|0.12
| -0.96
|0.48
| -9.51
|4.29
| -9.48
|17.67
| -102.97
|-
|-
|2024-01-01
|2020-07-01
|3,710.74
|989
|0.28
| -0.17
|0.53
| -8.52
|10.28
| -1.64
|19.56
| -92.16
|-
|-
|2023-12-01
|2020-06-01
|3,700.46
|991
| -0.03
| -0.95
|0.52
| -7.40
| -1.00
| -9.48
|19.02
| -79.22
|-
|-
|2023-11-01
|2020-05-01
|3,701.46
|1,000
|0.09
| -2.45
|0.76
| -6.87
|3.34
| -25.09
|27.80
| -73.78
|-
|-
|2023-10-01
|2020-04-01
|3,698.11
|1,025
|0.09
| -5.24
|1.04
| -4.27
|3.35
| -56.75
|38.01
| -45.68
|-
|-
|2023-09-01
|2020-03-01
|3,694.76
|1,082
|0.07
| -1.67
|1.46
|1.70
|2.49
| -18.38
|53.00
|18.14
|-
|-
|2023-08-01
|2020-02-01
|3,692.27
|1,100
| -0.80
|0.43
|1.84
|3.49
| -29.78
|4.69
|66.63
|37.16
|-
|-
|2023-07-01
|2020-01-01
|3,722.05
|1,096
|0.07
|0.35
|3.06
|3.31
|2.77
|3.81
|110.53
|35.12
|-
|-
|2023-06-01
|2019-12-01
|3,719.28
|1,092
|0.48
|1.42
|3.40
|3.62
|17.73
|15.29
|122.43
|38.14
|}
 
=== <big>Non Revolving Credit</big> ===
'''Non Revolving Consumer Credit Annual Change'''
[[File:Screenshot 2023-09-14 141051.png|center|thumb|848x848px|https://fred.stlouisfed.org/series/NONREVSL]]
 
'''Non revolving Consumer Credit % of GDP'''
[[File:Screenshot 2023-09-14 141432.png|center|thumb|841x841px|https://fred.stlouisfed.org/series/NONREVSL]]
 
{| class="wikitable"
! rowspan="2" |Date<ref>https://fred.stlouisfed.org/series/NONREVSL</ref>
!Nonrevolving Consumer
Credit Owned and Securitized
!Nonrevolving Consumer
Credit Owned and Securitized
!Nonrevolving Consumer
Credit Owned and Securitized
!Nonrevolving Consumer
Credit Owned and Securitized
!Nonrevolving Consumer
Credit Owned and Securitized
|-
|-
|2023-05-01
!Billions of Dollars SA
|3,701.55
!M/M
|  -0.08
!Y/Y
|3.51
!FLOW M/M
|  -2.82
!FLOW Y/Y
|125.48
|-
|-
|2023-04-01
|2024-03-01
|3,704.37
|3,721.15
|0.04
|0.16
|4.24
|0.50
|1.65
|6.12
|150.61
|18.44
|-
|-
|2023-03-01
|2024-02-01
|3,702.71
|3,715.03
|0.14
|0.12
|4.68
|0.48
|5.35
|4.29
|165.42
|17.67
|-
|-
|2023-02-01
|2024-01-01
|3,697.36
|3,710.74
|0.17
|0.28
|5.01
|0.53
|6.19
|10.28
|176.28
|19.56
|-
|-
|2023-01-01
|2023-12-01
|3,691.17
|3,700.46
|0.26
| -0.03
|5.42
|0.52
|9.73
| -1.00
|189.75
|19.02
|-
|-
|2022-12-01
|2023-11-01
|3,681.44
|3,701.46
|0.21
|0.09
|5.33
|0.76
|7.78
|3.34
|186.43
|27.80
|-
|-
|2022-11-01
|2023-10-01
|3,673.66
|3,698.11
|0.37
|0.09
|5.58
|1.04
|13.55
|3.35
|194.29
|38.01
|-
|-
|2022-10-01
|2023-09-01
|3,660.11
|3,694.76
|0.50
|0.07
|5.57
|1.46
|18.35
|2.49
|192.96
|53.00
|-
|-
|2022-09-01
|2023-08-01
|3,641.76
|3,692.27
|0.44
| -0.80
|5.28
|1.84
|16.12
| -29.78
|182.66
|66.63
|-
|-
|2022-08-01
|2023-07-01
|3,625.64
|3,722.05
|0.39
|0.07
|5.19
|3.06
|14.11
|2.77
|178.83
|110.53
|-
|-
|2022-07-01
|2023-06-01
|3,611.52
|3,719.28
|0.41
|0.48
|5.20
|3.40
|14.68
|17.73
|178.49
|122.43
|-
|-
|2022-06-01
|2023-05-01
|3,596.85
|3,701.55
|0.58
| -0.08
|5.16
|3.51
|20.77
| -2.82
|176.53
|125.48
|-
|-
|2022-05-01
|2023-04-01
|3,576.07
|3,704.37
|0.63
|0.04
|8.56
|4.24
|22.31
|1.65
|281.95
|150.61
|-
|-
|2022-04-01
|2023-03-01
|3,553.76
|3,702.71
|0.47
|0.14
|8.63
|4.68
|16.47
|5.35
|282.33
|165.42
|-
|-
|2022-03-01
|2023-02-01
|3,537.29
|3,697.36
|0.46
|0.17
|8.73
|5.01
|16.20
|6.19
|283.90
|176.28
|-
|-
|2022-02-01
|2023-01-01
|3,521.09
|3,691.17
|0.56
|0.26
|8.73
|5.42
|19.67
|9.73
|282.67
|189.75
|-
|-
|2022-01-01
|2022-12-01
|3,501.42
|3,681.44
|0.18
|0.21
|8.60
|5.33
|6.41
|7.78
|277.26
|186.43
|-
|-
|2021-12-01
|2022-11-01
|3,495.01
|3,673.66
|0.45
|0.37
|8.87
|5.58
|15.64
|13.55
|284.75
|194.29
|-
|-
|2021-11-01
|2022-10-01
|3,479.37
|3,660.11
|0.35
|0.50
|8.80
|5.57
|12.22
|18.35
|281.33
|192.96
|-
|-
|2021-10-01
|2022-09-01
|3,465
|3,641.76
|0.29
|0.44
|8.70
|5.28
|9.98
|16.12
|277.35
|182.66
|-
|-
|2021-09-01
|2022-08-01
|3,455
|3,625.64
|0.40
|0.39
|8.68
|5.19
|13.68
|14.11
|276.06
|178.83
|-
|-
|2021-08-01
|2022-07-01
|3,441
|3,611.52
|0.36
|0.41
|8.71
|5.20
|12.44
|14.68
|275.68
|178.49
|-
|-
|2021-07-01
|2022-06-01
|3,429
|3,596.85
|0.36
|0.58
|8.45
|5.16
|12.45
|20.77
|267.19
|176.53
|-
|-
|2021-06-01
|2022-05-01
|3,417
|3,576.07
|3.80
|0.63
|8.70
|8.56
|125.05
|22.31
|273.45
|281.95
|-
|-
|2021-05-01
|2022-04-01
|3,291
|3,553.76
|0.61
|0.47
|5.36
|8.63
|19.80
|16.47
|167.39
|282.33
|-
|-
|2021-04-01
|2022-03-01
|3,272
|3,537.29
|0.52
|0.46
|4.92
|8.73
|16.90
|16.20
|153.41
|283.90
|-
|-
|2021-03-01
|2022-02-01
|3,255
|3,521.09
|0.45
|0.56
|4.15
|8.73
|14.48
|19.67
|129.70
|282.67
|-
|-
|2021-02-01
|2022-01-01
|3,240
|3,501.42
|0.46
|0.18
|3.81
|8.60
|14.96
|6.41
|119.07
|277.26
|-
|-
|2021-01-01
|2021-12-01
|3,225
|3,495.01
|0.47
|0.45
|3.63
|8.87
|15.10
|15.64
|113.06
|284.75
|-
|-
|2020-12-01
|2021-11-01
|3,210
|3,479.37
|0.39
|0.35
|3.55
|8.80
|12.31
|12.22
|110.06
|281.33
|-
|-
|2020-11-01
|2021-10-01
|3,198
|3,465
|0.32
|0.29
|3.60
|8.70
|10.19
|9.98
|111.27
|277.35
|-
|-
|2020-10-01
|2021-09-01
|3,188
|3,455
|0.27
|0.40
|3.67
|8.68
|8.69
|13.68
|112.71
|276.06
|-
|-
|2020-09-01
|2021-08-01
|3,179
|3,441
|0.42
|0.36
|3.86
|8.71
|13.30
|12.44
|118.08
|275.68
|-
|-
|2020-08-01
|2021-07-01
|3,166
|3,429
|0.12
|0.36
|3.85
|8.45
|3.95
|12.45
|117.43
|267.19
|-
|-
|2020-07-01
|2021-06-01
|3,162
|3,417
|0.60
|3.80
|4.17
|8.70
|18.71
|125.05
|126.50
|273.45
|-
|-
|2020-06-01
|2021-05-01
|3,143
|3,291
|0.61
|0.61
|4.00
|5.36
|18.99
|19.80
|120.83
|167.39
|-
|-
|2020-05-01
|2021-04-01
|3,124
|3,272
|0.19
|0.52
|4.92
|16.90
|153.41
|-
|2021-03-01
|3,255
|0.45
|4.15
|14.48
|129.70
|-
|2021-02-01
|3,240
|0.46
|3.81
|3.81
|5.82
|14.96
|114.53
|119.07
|-
|-
|2020-04-01
|2021-01-01
|3,118
|3,225
| -0.22
|0.47
|3.96
|3.63
| -6.81
|15.10
|118.84
|113.06
|-
|-
|2020-03-01
|2020-12-01
|3,125
|3,210
|0.12
|0.39
|4.55
|3.55
|3.85
|12.31
|136.03
|110.06
|-
|-
|2020-02-01
|2020-11-01
|3,121
|3,198
|0.29
|0.32
|4.83
|3.60
|8.95
|10.19
|143.77
|111.27
|-
|-
|2020-01-01
|2020-10-01
|3,112
|3,188
|0.39
|0.27
|4.91
|3.67
|12.10
|8.69
|145.73
|112.71
|-
|-
|2019-12-01
|2020-09-01
|3,100
|3,179
|0.44
|0.42
|4.98
|3.86
|13.53
|13.30
|147.01
|118.08
|}
 
== Deliquencies ==
=== Percent Balance by Delinquency Status ===
{| class="wikitable"
!Date<ref>https://www.newyorkfed.org/microeconomics/hhdc.html</ref>
!Current
!30 days late
!60 days late
!90 days late
!120+ days late
!Severely Derogatory
!Total
|-
|-
|03:Q4
|2020-08-01
|95.5
|3,166
|1.6
|0.12
|0.5
|3.85
|0.3
|3.95
|0.7
|117.43
|1.4
|4.5
|-
|-
|04:Q4
|2020-07-01
|95.7
|3,162
|1.5
|0.60
|0.5
|4.17
|0.2
|18.71
|0.7
|126.50
|1.3
|4.2
|-
|-
|05:Q4
|2020-06-01
|96.1
|3,143
|1.4
|0.61
|0.5
|4.00
|0.2
|18.99
|0.6
|120.83
|1.1
|3.8
|-
|-
|06:Q4
|2020-05-01
|95.3
|3,124
|1.8
|0.19
|0.6
|3.81
|0.3
|5.82
|0.7
|114.53
|1.3
|4.7
|-
|-
|07:Q4
|2020-04-01
|93.3
|3,118
|2.1
| -0.22
|1.0
|3.96
|0.6
| -6.81
|1.2
|118.84
|1.8
|-
|6.7
|2020-03-01
|3,125
|0.12
|4.55
|3.85
|136.03
|-
|-
|08:Q4
|2020-02-01
|90.2
|3,121
|2.5
|0.29
|1.4
|4.83
|0.8
|8.95
|2.3
|143.77
|2.8
|9.8
|-
|-
|09:Q4
|2020-01-01
|88.1
|3,112
|2.1
|0.39
|1.2
|4.91
|0.9
|12.10
|3.9
|145.73
|3.7
|11.9
|-
|-
|10:Q4
|2019-12-01
|89.3
|3,100
|1.8
|0.44
|1.0
|4.98
|0.6
|13.53
|3.5
|147.01
|3.7
|}
|10.7
 
== Deliquencies ==
=== Percent Balance by Delinquency Status ===
{| class="wikitable"
!Date<ref>https://www.newyorkfed.org/microeconomics/hhdc.html</ref>
!Current
!30 days late
!60 days late
!90 days late
!120+ days late
!Severely Derogatory
!Total
|-
|-
|11:Q4
|24:Q2
|90.3
|96.8
|1.7
|1
|0.8
|0.4
|0.5
|0.2
|0.4
|1.3
|3.2
|-
|24:Q1
|96.8
|1
|0.4
|0.2
|0.4
|1.3
|3.3
|3.3
|3.3
|9.7
|-
|-
|12:Q4
|23:Q4
|91.4
|96.9
|1.6
|1
|0.7
|0.4
|0.2
|0.4
|0.4
|3.0
|1.1
|2.8
|3.1
|8.6
|-
|-
|13:Q4
|23:Q3
|92.9
|97
|1.4
|1
|0.7
|0.4
|0.4
|2.3
|0.2
|2.4
|0.3
|7.1
|-
|14:Q4
|94.0
|1.1
|1.1
|0.6
|3
|-
|23:Q2
|97.4
|0.8
|0.3
|0.1
|0.3
|0.3
|1.8
|1
|2.2
|2.6
|6.0
|-
|-
|15:Q4
|23:Q1
|94.6
|97.4
|1.2
|0.8
|0.5
|0.3
|0.1
|0.3
|0.3
|1.5
|1
|1.9
|2.6
|5.4
|-
|-
|17:Q4
|22:Q4
|95.3
|97.5
|1.2
|0.8
|0.5
|0.3
|0.1
|0.3
|0.3
|0.9
|1
|1.9
|2.5
|4.7
|-
|-
|18:Q4
|22:Q3
|95.4
|97.3
|0.8
|0.3
|0.1
|0.3
|1.2
|1.2
|0.4
|2.7
|0.3
|0.9
|1.9
|4.7
|-
|-
|19:Q1
|22:Q2
|95.4
|97.3
|1.1
|0.7
|0.2
|0.1
|0.4
|0.4
|0.3
|1.3
|0.8
|2.7
|2.0
|4.6
|-
|-
|19:Q2
|22:Q1
|95.6
|97.3
|1.1
|0.6
|0.4
|0.2
|0.1
|0.3
|0.3
|0.7
|1.5
|2.0
|2.7
|4.4
|-
|-
|19:Q3
|21:Q4
|95.2
|97.3
|1.2
|0.6
|0.5
|0.2
|0.1
|0.3
|0.3
|0.8
|1.5
|2.0
|2.7
|4.8
|-
|-
|19:Q4
|21:Q3
|95.3
|97.3
|1.1
|0.6
|0.5
|0.2
|0.1
|0.3
|0.3
|0.8
|1.6
|2.0
|2.7
|4.7
|-
|-
|20:Q1
|21:Q2
|95.4
|97.3
|1.1
|0.5
|0.4
|0.1
|0.1
|0.3
|0.3
|0.8
|1.7
|2.1
|2.7
|4.6
|-
|-
|20:Q2
|21:Q1
|96.4
|97
|0.6
|0.2
|0.1
|0.5
|0.5
|2.1
|3.6
|-
|20:Q3
|96.6
|0.7
|0.2
|0.2
|0.1
|0.1
|0.4
|0.4
|2.0
|1.9
|3.4
|3.1
|-
|-
|20:Q4
|20:Q4
Line 2,438: Line 2,481:
|3.2
|3.2
|-
|-
|21:Q1
|20:Q3
|97.0
|96.6
|0.5
|0.7
|0.2
|0.2
|0.1
|0.1
|0.4
|0.4
|1.9
|2
|3.1
|3.4
|-
|-
|21:Q2
|20:Q2
|97.3
|96.4
|0.6
|0.2
|0.1
|0.5
|0.5
|0.1
|2.1
|0.1
|3.6
|-
|20:Q1
|95.4
|1.1
|0.4
|0.3
|0.3
|1.7
|0.8
|2.7
|2.1
|4.6
|-
|-
|21:Q3
|19:Q4
|97.3
|95.3
|0.6
|1.1
|0.2
|0.5
|0.1
|0.3
|0.3
|1.6
|0.8
|2.7
|2
|4.7
|-
|-
|21:Q4
|19:Q3
|97.3
|95.2
|0.6
|1.2
|0.2
|0.5
|0.1
|0.3
|0.3
|1.5
|0.8
|2.7
|2
|4.8
|-
|-
|22:Q1
|19:Q2
|97.3
|95.6
|0.6
|1.1
|0.2
|0.4
|0.1
|0.3
|0.3
|1.5
|0.7
|2.7
|2
|4.4
|-
|-
|22:Q2
|19:Q1
|97.3
|95.4
|0.7
|1.1
|0.2
|0.1
|0.4
|0.4
|1.3
|0.3
|2.7
|0.8
|2
|4.6
|-
|-
|22:Q3
|18:Q4
|97.3
|95.4
|0.8
|0.3
|0.1
|0.3
|1.2
|1.2
|2.7
|0.4
|-
|22:Q4
|97.5
|0.8
|0.3
|0.3
|0.1
|0.9
|0.3
|1.9
|1.0
|4.7
|2.5
|-
|-
|23:Q1
|17:Q4
|97.4
|95.3
|0.8
|1.2
|0.5
|0.3
|0.3
|0.1
|0.9
|0.3
|1.9
|1.0
|4.7
|2.6
|-
|-
|23:Q2
|15:Q4
|97.4
|94.6
|0.8
|1.2
|0.5
|0.3
|0.3
|0.1
|1.5
|0.3
|1.9
|1.0
|5.4
|2.6
|-
|-
|23:Q3
|14:Q4
|97.0
|94
|1.0
|1.1
|0.4
|0.6
|0.2
|0.3
|0.3
|1.1
|1.8
|3.0
|2.2
|6
|-
|-
|23:Q4
|13:Q4
|96.9
|92.9
|1.0
|1.4
|0.7
|0.4
|0.4
|0.2
|2.3
|2.4
|7.1
|-
|12:Q4
|91.4
|1.6
|0.7
|0.4
|0.4
|1.1
|3
|3.1
|2.8
|8.6
|-
|-
|24:Q1
|11:Q4
|96.8
|90.3
|1.0
|1.7
|0.4
|0.8
|0.2
|0.5
|0.4
|3.3
|1.3
|3.3
|3.3
|}
|9.7
 
=== Percent of Balance Delinquent by Loan Type ===
{| class="wikitable"
! rowspan="2" |Date<ref>https://www.newyorkfed.org/microeconomics/hhdc.html</ref>
! colspan="7" |Balance 90+ Days  Delinquent
! colspan="7" |New Delinquent  Balances (30 or more days )
! colspan="7" |New Seriously  Delinquent (90 or more days)
|-
|-
!MORTGAGE
|10:Q4
!HELOC
|89.3
!AUTO
|1.8
!CC
|1
!STUDENT LOAN
|0.6
!OTHER
|3.5
!'''ALL'''
|3.7
!AUTO
|10.7
!CC
!MORTGAGE
!HELOC
!STUDENT LOAN
!OTHER
!Total
!AUTO
!CC
!MORTGAGE
!HELOC
!STUDENT LOAN
!OTHER
!'''ALL'''
|-
|-
|03:Q4
|09:Q4
|1.06
|88.1
|0.31
|2.1
|2.16
|1.2
|9.24
|0.9
|6.23
|3.9
|7.47
|3.7
|'''2.35'''
|11.9
|7.79
|11.56
|5.27
|2.03
|
|8.80
|'''6.27'''
|2.04
|8.06
|1.44
|0.47
|
|4.88
|'''2.43'''
|-
|-
|04:Q4
|08:Q4
|1.08
|90.2
|0.21
|2.5
|2.42
|1.4
|9.18
|0.8
|6.32
|2.3
|7.01
|2.8
|'''2.26'''
|9.8
|6.98
|-
|9.85
|07:Q4
|4.88
|93.3
|2.08
|2.1
|7.61
|1
|8.28
|0.6
|'''5.58'''
|1.2
|1.78
|1.8
|7.00
|6.7
|1.36
|-
|0.29
|06:Q4
|6.09
|95.3
|4.80
|1.8
|'''2.11'''
|0.6
|0.3
|0.7
|1.3
|4.7
|-
|-
|05:Q4
|05:Q4
|0.93
|96.1
|0.16
|1.4
|2.09
|0.5
|8.53
|0.2
|6.59
|0.6
|5.94
|1.1
|'''1.97'''
|3.8
|7.34
|-
|8.63
|04:Q4
|4.68
|95.7
|1.84
|1.5
|8.88
|0.5
|8.26
|0.2
|'''5.32'''
|0.7
|1.67
|1.3
|5.79
|4.2
|1.27
|0.38
|6.70
|4.21
|'''1.90'''
|-
|-
|06:Q4
|03:Q4
|1.31
|95.5
|0.61
|1.6
|2.62
|0.5
|9.66
|0.3
|7.14
|0.7
|5.46
|1.4
|'''2.33'''
|4.5
|8.69
|}
|8.76
 
|5.45
=== Percent of Balance Delinquent by Loan Type ===
|2.85
{| class="wikitable"
|9.75
! rowspan="2" |Date<ref>https://www.newyorkfed.org/microeconomics/hhdc.html</ref>
|7.43
! colspan="7" |Balance 90+ Days  Delinquent
|'''6.01'''
! colspan="7" |New Delinquent  Balances (30 or more days )
|2.22
! colspan="7" |New Seriously  Delinquent (90 or more days)
|5.83
|1.68
|0.79
|7.88
|3.55
|'''2.25'''
|-
|-
|07:Q4
!MORTGAGE
|2.93
!HELOC
|1.32
!AUTO
|3.05
!CC
|9.48
!STUDENT LOAN
|7.51
!OTHER
|6.20
!'''ALL'''
|'''3.62'''
!AUTO
|9.41
!CC
|9.70
!MORTGAGE
|7.99
!HELOC
|4.30
!STUDENT LOAN
|9.82
!OTHER
|8.87
!Total
|'''8.10'''
!AUTO
|2.44
!CC
|6.75
!MORTGAGE
|3.68
!HELOC
|1.82
!STUDENT LOAN
|7.85
!OTHER
|4.61
!'''ALL'''
|'''3.89'''
|-
|-
|08:Q4
|24:Q2
|5.59
|0.57
|3.33
|0.36
|3.94
|4.43
|10.18
|10.93
|7.82
|0.65
|8.58
|8.45
|'''5.89'''
|'''1.83'''
|10.47
|7.95
|11.84
|9.05
|11.21
|3.35
|7.32
|2.13
|9.38
|0.92
|12.32
|7.48
|'''10.93'''
|'''3.95'''
|3.29
|2.88
|8.70
|7.18
|6.65
|0.95
|4.15
|0.51
|7.38
|0.77
|7.06
|5.42
|'''6.47'''
|'''1.59'''
|-
|-
|09:Q4
|24:Q1
|8.75
|0.6
|4.37
|0.5
|4.92
|4.41
|12.70
|10.69
|8.66
|0.62
|9.22
|8.51
|'''8.54'''
|'''1.83'''
|10.46
|7.94
|13.78
|8.93
|11.66
|6.60
|10.18
|12.02
|'''11.35'''
|3.24
|3.24
|10.96
|2.14
|8.30
|0.98
|4.54
|7.55
|7.93
|'''3.88'''
|7.72
|2.78
|'''7.90'''
|6.86
|0.92
|0.52
|0.8
|5.43
|'''1.54'''
|-
|-
|10:Q4
|23:Q4
|7.61
|0.57
|4.29
|0.62
|5.27
|4.17
|13.27
|9.74
|9.12
|0.6
|10.83
|7.85
|'''7.83'''
|'''1.74'''
|8.20
|7.69
|10.74
|8.52
|9.09
|2.99
|5.06
|2.01
|10.45
|0.92
|10.11
|7.5
|'''9.01'''
|'''3.64'''
|2.31
|2.66
|9.21
|6.36
|5.84
|0.82
|3.12
|0.45
|8.46
|0.79
|6.51
|5.15
|'''5.84'''
|'''1.42'''
|-
|-
|11:Q4
|23:Q3
|6.89
|0.5
|4.71
|0.74
|4.82
|3.91
|11.48
|9.43
|8.45
|0.67
|10.51
|7.85
|'''7.14'''
|'''1.62'''
|6.77
|7.39
|7.64
|8.01
|8.02
|2.8
|4.39
|1.8
|10.64
|0.92
|7.90
|7.25
|'''7.89'''
|'''3.41'''
|1.69
|2.53
|5.87
|5.78
|4.58
|0.72
|3.06
|0.41
|9.31
|0.77
|4.64
|4.96
|'''4.72'''
|'''1.28'''
|-
|-
|12:Q4
|23:Q2
|5.58
|0.46
|3.48
|0.64
|4.03
|3.82
|10.57
|8
|11.73
|0.63
|9.62
|7.56
|'''6.31'''
|'''1.47'''
|6.38
|7.28
|6.36
|7.2
|6.30
|2.56
|3.48
|1.48
|11.39
|1.01
|6.87
|7.1
|'''6.57'''
|'''3.18'''
|1.52
|2.41
|4.51
|5.08
|3.48
|0.63
|1.87
|0.44
|10.28
|0.85
|4.65
|'''1.16'''
|-
|23:Q1
|0.44
|0.78
|3.89
|3.89
|'''3.86'''
|8.24
|0.67
|7.67
|'''1.46'''
|6.88
|6.51
|2.43
|1.94
|1.06
|6.67
|'''3'''
|2.33
|4.57
|0.59
|0.48
|0.94
|4.35
|'''1.08'''
|-
|-
|13:Q4
|22:Q4
|3.93
|0.43
|3.19
|0.87
|3.35
|3.73
|9.45
|7.67
|11.51
|0.87
|8.94
|7.18
|'''5.03'''
|'''1.41'''
|6.85
|6.64
|5.63
|5.87
|5.25
|2.25
|3.18
|1.95
|11.33
|1.18
|6.43
|6.33
|'''5.83'''
|'''2.82'''
|1.58
|2.22
|3.91
|4.01
|2.54
|0.57
|1.51
|0.51
|10.21
|1.02
|3.93
|3.96
|'''3.17'''
|'''1.03'''
|-
|-
|14:Q4
|22:Q3
|3.07
|0.37
|3.16
|1.07
|3.47
|3.89
|7.31
|7.59
|11.32
|7.90
|'''4.30'''
|7.15
|5.35
|4.20
|3.18
|11.12
|6.81
|'''5.14'''
|1.88
|3.92
|3.92
|1.81
|6.99
|1.51
|'''1.64'''
|10.13
|6.21
|3.82
|5.24
|'''2.71'''
|2.1
|2.04
|1.17
|5.81
|'''2.65'''
|2.02
|3.69
|0.5
|0.51
|1.04
|3.55
|'''0.94'''
|-
|-
|15:Q4
|22:Q2
|2.18
|0.48
|2.24
|0.91
|3.37
|3.86
|7.65
|7.98
|11.52
|4.55
|7.02
|7.01
|'''3.69'''
|'''1.81'''
|7.13
|5.64
|5.27
|4.76
|3.85
|1.9
|2.58
|2.31
|10.46
|1.13
|6.46
|5.2
|'''4.84'''
|'''2.41'''
|2.09
|1.81
|3.72
|3.35
|1.55
|0.44
|0.97
|0.32
|10.04
|0.98
|4.03
|3.21
|'''2.54'''
|'''0.84'''
|-
|-
|16:Q4
|22:Q1
|1.57
|0.47
|2.13
|0.82
|3.75
|4
|7.14
|8.42
|11.17
|4.7
|7.00
|7.09
|'''3.30'''
|'''1.83'''
|7.46
|5.1
|5.52
|4.27
|3.38
|1.66
|2.73
|1.65
|9.80
|1.05
|6.71
|4.65
|'''4.55'''
|'''2.12'''
|2.25
|1.61
|3.71
|3.04
|1.29
|0.34
|1.13
|0.26
|9.42
|1.05
|4.40
|2.88
|'''2.36'''
|'''0.71'''
|-
|-
|17:Q4
|21:Q4
|1.27
|0.46
|1.67
|0.82
|3.98
|8.32
|4.99
|7.02
|'''1.87'''
|4.96
|4.1
|1.57
|1.57
|1.09
|4.33
|'''2.03'''
|1.56
|3.22
|0.29
|0.26
|1.09
|2.9
|'''0.69'''
|-
|21:Q3
|0.46
|1
|4.05
|4.05
|7.55
|8.77
|10.96
|5.33
|6.78
|7.08
|'''3.12'''
|'''1.94'''
|7.21
|5
|6.33
|4.31
|3.40
|1.39
|2.05
|1.42
|9.61
|1.25
|6.92
|4.39
|'''4.57'''
|'''1.93'''
|2.33
|1.57
|4.64
|3.24
|0.27
|0.25
|1.08
|2.84
|'''0.7'''
|-
|21:Q2
|0.47
|1.05
|4.35
|9.28
|5.69
|7.72
|'''2.06'''
|5.08
|4.36
|1.45
|1.14
|1.14
|0.90
|1.2
|9.29
|5.14
|4.59
|'''1.99'''
|'''2.32'''
|1.61
|-
|3.39
|18:Q4
|0.33
|1.06
|0.35
|1.16
|1.02
|4.47
|2.88
|7.77
|'''0.75'''
|11.42
|6.96
|'''3.10'''
|7.09
|6.65
|3.55
|1.75
|9.08
|7.35
|'''4.65'''
|2.36
|4.99
|1.19
|0.81
|8.94
|4.89
|'''2.36'''
|-
|-
|19:Q4
|21:Q1
|1.07
|0.59
|0.84
|1.18
|4.94
|4.79
|8.36
|9.98
|11.06
|6.16
|6.98
|7.67
|'''3.15'''
|'''2.29'''
|6.91
|5.16
|6.95
|4.55
|3.50
|1.59
|2.11
|1.39
|9.44
|1.18
|7.28
|5.3
|'''4.67'''
|'''2.13'''
|2.36
|1.72
|5.32
|3.78
|1.10
|0.42
|0.85
|0.5
|9.21
|1.02
|4.70
|3.25
|'''2.36'''
|'''0.86'''
|-
|-
|20:Q1
|20:Q4
|1.06
|0.62
|1.19
|1.12
|5.05
|4.77
|9.09
|9.36
|10.75
|6.45
|7.23
|7.46
|'''3.17'''
|'''2.33'''
|6.89
|5.45
|6.84
|5.12
|3.48
|1.98
|2.02
|1.61
|9.05
|2.91
|7.11
|5.86
|'''4.61'''
|'''2.66'''
|2.37
|1.84
|5.31
|4.12
|1.17
|0.65
|0.77
|0.59
|8.87
|2.76
|4.74
|3.65
|'''2.38'''
|'''1.25'''
|-
|-
|20:Q2
|20:Q3
|0.84
|0.7
|1.25
|1.23
|4.82
|9.74
|6.5
|7.47
|'''2.43'''
|5.79
|5.7
|2.54
|1.73
|4.54
|6.53
|'''3.31'''
|2.09
|4.73
|0.96
|0.69
|4.36
|4.14
|'''1.7'''
|-
|20:Q2
|0.84
|1.25
|5.03
|5.03
|9.75
|9.75
Line 3,008: Line 3,086:
|'''2.61'''
|'''2.61'''
|6.29
|6.29
|6.20
|6.2
|3.10
|3.1
|2.03
|2.03
|6.63
|6.63
Line 3,022: Line 3,100:
|'''2.05'''
|'''2.05'''
|-
|-
|20:Q3
|20:Q1
|0.70
|1.06
|1.23
|1.19
|4.82
|5.05
|9.74
|9.09
|6.50
|10.75
|7.47
|7.23
|'''2.43'''
|'''3.17'''
|5.79
|6.89
|5.70
|6.84
|2.54
|3.48
|1.73
|2.02
|4.54
|9.05
|6.53
|7.11
|'''3.31'''
|'''4.61'''
|2.09
|2.37
|4.73
|5.31
|0.96
|1.17
|0.69
|0.77
|4.36
|8.87
|4.14
|4.74
|'''1.70'''
|'''2.38'''
|-
|-
|20:Q4
|19:Q4
|0.62
|1.07
|1.12
|0.84
|4.77
|4.94
|9.36
|8.36
|6.45
|11.06
|7.46
|6.98
|'''2.33'''
|'''3.15'''
|5.45
|6.91
|5.12
|6.95
|1.98
|3.5
|1.61
|2.11
|2.91
|9.44
|5.86
|7.28
|'''2.66'''
|'''4.67'''
|1.84
|2.36
|4.12
|5.32
|0.65
|1.1
|0.59
|0.85
|2.76
|9.21
|3.65
|4.7
|'''1.25'''
|'''2.36'''
|-
|-
|21:Q1
|18:Q4
|0.59
|1.06
|1.18
|1.16
|4.79
|4.47
|9.98
|7.77
|6.16
|11.42
|7.67
|6.96
|'''2.29'''
|'''3.1'''
|5.16
|7.09
|4.55
|6.65
|1.59
|3.55
|1.39
|1.75
|1.18
|9.08
|5.30
|7.35
|'''2.13'''
|'''4.65'''
|1.72
|2.36
|3.78
|4.99
|0.42
|1.19
|0.50
|0.81
|1.02
|8.94
|3.25
|4.89
|'''0.86'''
|'''2.36'''
|-
|-
|21:Q2
|17:Q4
|0.47
|1.27
|1.05
|1.67
|4.35
|4.05
|9.28
|7.55
|5.69
|10.96
|7.72
|6.78
|'''2.06'''
|'''3.12'''
|5.08
|7.21
|4.36
|6.33
|1.45
|3.4
|2.05
|9.61
|6.92
|'''4.57'''
|2.33
|4.64
|1.14
|1.14
|1.20
|0.9
|5.14
|9.29
|'''1.99'''
|4.59
|1.61
|'''2.32'''
|3.39
|0.33
|0.35
|1.02
|2.88
|'''0.75'''
|-
|-
|21:Q3
|16:Q4
|0.46
|1.00
|4.05
|8.77
|5.33
|7.08
|'''1.94'''
|5.00
|4.31
|1.39
|1.42
|1.25
|4.39
|'''1.93'''
|1.57
|1.57
|3.24
|2.13
|0.27
|3.75
|0.25
|7.14
|1.08
|11.17
|2.84
|7
|'''0.70'''
|'''3.3'''
|7.46
|5.52
|3.38
|2.73
|9.8
|6.71
|'''4.55'''
|2.25
|3.71
|1.29
|1.13
|9.42
|4.4
|'''2.36'''
|-
|-
|21:Q4
|15:Q4
|0.46
|2.18
|0.82
|2.24
|3.98
|3.37
|8.32
|7.65
|4.99
|11.52
|7.02
|7.02
|'''1.87'''
|'''3.69'''
|4.96
|7.13
|4.10
|5.27
|1.57
|3.85
|1.57
|2.58
|1.09
|10.46
|4.33
|6.46
|'''2.03'''
|'''4.84'''
|1.56
|2.09
|3.22
|3.72
|0.29
|1.55
|0.26
|0.97
|1.09
|10.04
|2.90
|4.03
|'''0.69'''
|'''2.54'''
|-
|-
|22:Q1
|14:Q4
|0.47
|3.07
|0.82
|3.16
|4.00
|3.47
|8.42
|7.31
|4.70
|11.32
|7.09
|7.9
|'''1.83'''
|'''4.3'''
|5.10
|7.15
|4.27
|5.35
|1.66
|4.2
|1.65
|3.18
|1.05
|11.12
|4.65
|6.81
|'''2.12'''
|'''5.14'''
|1.61
|1.88
|3.04
|3.92
|0.34
|1.81
|0.26
|1.51
|1.05
|10.13
|2.88
|3.82
|'''0.71'''
|'''2.71'''
|-
|-
|22:Q2
|13:Q4
|0.48
|3.93
|0.91
|3.19
|3.86
|7.98
|4.55
|7.01
|'''1.81'''
|5.64
|4.76
|1.90
|2.31
|1.13
|5.20
|'''2.41'''
|1.81
|3.35
|3.35
|0.44
|9.45
|0.32
|11.51
|0.98
|8.94
|3.21
|'''5.03'''
|'''0.84'''
|6.85
|-
|5.63
|22:Q3
|5.25
|0.37
|3.18
|1.07
|11.33
|3.89
|6.43
|7.59
|'''5.83'''
|3.92
|1.58
|6.99
|3.91
|'''1.64'''
|2.54
|6.21
|1.51
|5.24
|10.21
|2.10
|3.93
|2.04
|'''3.17'''
|1.17
|5.81
|'''2.65'''
|2.02
|3.69
|0.50
|0.51
|1.04
|3.55
|'''0.94'''
|-
|-
|22:Q4
|12:Q4
|0.43
|5.58
|0.87
|3.48
|3.73
|4.03
|7.67
|10.57
|0.87
|11.73
|7.18
|9.62
|'''1.41'''
|'''6.31'''
|6.64
|6.38
|5.87
|6.36
|2.25
|6.3
|1.95
|3.48
|1.18
|11.39
|6.33
|6.87
|'''2.82'''
|'''6.57'''
|2.22
|1.52
|4.01
|4.51
|0.57
|3.48
|0.51
|1.87
|1.02
|10.28
|3.96
|3.89
|'''1.03'''
|'''3.86'''
|-
|-
|23:Q1
|11:Q4
|0.44
|6.89
|0.78
|4.71
|3.89
|4.82
|8.24
|11.48
|0.67
|8.45
|7.67
|10.51
|'''1.46'''
|'''7.14'''
|6.88
|6.77
|6.51
|7.64
|2.43
|8.02
|1.94
|4.39
|1.06
|10.64
|6.67
|7.9
|'''3.00'''
|'''7.89'''
|2.33
|1.69
|4.57
|5.87
|0.59
|4.58
|0.48
|3.06
|0.94
|9.31
|4.35
|4.64
|'''1.08'''
|'''4.72'''
|-
|-
|23:Q2
|10:Q4
|0.46
|7.61
|0.64
|4.29
|3.82
|5.27
|8.00
|13.27
|0.63
|9.12
|7.56
|10.83
|'''1.47'''
|'''7.83'''
|7.28
|8.2
|7.20
|10.74
|2.56
|9.09
|1.48
|5.06
|1.01
|10.45
|7.10
|10.11
|'''3.18'''
|'''9.01'''
|2.41
|2.31
|5.08
|9.21
|0.63
|5.84
|0.44
|3.12
|0.85
|8.46
|4.65
|6.51
|'''1.16'''
|'''5.84'''
|-
|-
|23:Q3
|09:Q4
|0.50
|8.75
|0.74
|4.37
|3.91
|4.92
|9.43
|12.7
|0.67
|8.66
|7.85
|9.22
|'''1.62'''
|'''8.54'''
|7.39
|10.46
|8.01
|13.78
|2.80
|11.66
|1.80
|6.6
|0.92
|10.18
|7.25
|12.02
|'''3.41'''
|'''11.35'''
|2.53
|3.24
|5.78
|10.96
|0.72
|8.3
|0.41
|4.54
|0.77
|7.93
|4.96
|7.72
|'''1.28'''
|'''7.9'''
|-
|-
|23:Q4
|08:Q4
|0.57
|5.59
|0.62
|3.33
|4.17
|3.94
|9.74
|10.18
|0.60
|7.82
|7.85
|8.58
|'''1.74'''
|'''5.89'''
|7.69
|10.47
|8.52
|11.84
|2.99
|11.21
|2.01
|7.32
|0.92
|9.38
|7.50
|12.32
|'''3.64'''
|'''10.93'''
|2.66
|3.29
|6.36
|8.7
|0.82
|6.65
|0.45
|4.15
|0.79
|7.38
|5.15
|7.06
|'''1.42'''
|'''6.47'''
|-
|07:Q4
|2.93
|1.32
|3.05
|9.48
|7.51
|6.2
|'''3.62'''
|9.41
|9.7
|7.99
|4.3
|9.82
|8.87
|'''8.1'''
|2.44
|6.75
|3.68
|1.82
|7.85
|4.61
|'''3.89'''
|-
|-
|24:Q1
|06:Q4
|0.60
|1.31
|0.50
|0.61
|4.41
|2.62
|10.69
|9.66
|0.62
|7.14
|8.51
|5.46
|'''1.83'''
|'''2.33'''
|7.94
|8.69
|8.93
|8.76
|3.24
|5.45
|2.14
|2.85
|0.98
|9.75
|7.55
|7.43
|'''3.88'''
|'''6.01'''
|2.78
|2.22
|6.86
|5.83
|0.92
|1.68
|0.52
|0.79
|0.80
|7.88
|5.43
|3.55
|'''1.54'''
|'''2.25'''
|-
|05:Q4
|0.93
|0.16
|2.09
|8.53
|6.59
|5.94
|'''1.97'''
|7.34
|8.63
|4.68
|1.84
|8.88
|8.26
|'''5.32'''
|1.67
|5.79
|1.27
|0.38
|6.7
|4.21
|'''1.9'''
|-
|04:Q4
|1.08
|0.21
|2.42
|9.18
|6.32
|7.01
|'''2.26'''
|6.98
|9.85
|4.88
|2.08
|7.61
|8.28
|'''5.58'''
|1.78
|7
|1.36
|0.29
|6.09
|4.8
|'''2.11'''
|-
|03:Q4
|1.06
|0.31
|2.16
|9.24
|6.23
|7.47
|'''2.35'''
|7.79
|11.56
|5.27
|2.03
|
|8.8
|'''6.27'''
|2.04
|8.06
|1.44
|0.47
|
|4.88
|'''2.43'''
|}
|}


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