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=== Competition === | === Competition === | ||
* escrow is a big competitive advantage(Q&A). | * '''escrow is a big competitive advantage'''(Q&A). The service is regulated by Department of Business Oversight(DBO), hence they have to make two seperate audits related to their business, which is a big hurdle. Kastriel noted that a freelance company licenced in Australia got "a got a cease-and-desist by the state of California related to the fact that they are not regulated like we are." | ||
== Earnings Call Q4 2018 == | == Earnings Call Q4 2018 == |