Household Debt and Credit: US: Difference between revisions

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== Net Interest Expense ==
Consists of nonmortgage interest paid by households. Note that mortgage interest paid by households is an expense item in the calculation of rental income of persons.
[[File:Screenshot 2023-09-11 133722.png|center|thumb|931x931px|https://fred.stlouisfed.org/series/B069RC1]]
{| class="wikitable"
! rowspan="2" |Date
!Personal interest payments<ref>https://fred.stlouisfed.org/series/B069RC1</ref>
!Personal interest payments
!Personal interest payments
!Personal interest payments
!Personal Interest Income<ref name=":0">https://fred.stlouisfed.org/series/PII</ref>
!Personal Interest Income<ref name=":0" />
!Personal Interest Income<ref name=":0" />
!Personal Interest Income<ref name=":0" />
|-
!Billions of Dollars SAAR
!M/M
!Y/Y
!Y/Y Billions of Dollars SAAR
!Billions of Dollars SAAR
!M/M
!Y/Y
!Y/Y Billions of Dollars SAAR
|-
!Average
!135
!0.60
!7.54
!6.72
!755
!0.55
!7.01
!28
|-
|2023-07-01
|506
|1.79
|49.42
|167
|1,842
|0.28
|6.38
|111
|-
|2023-06-01
|497
|3.63
|55.28
|177
|1,836
|0.56
|6.48
|112
|-
|2023-05-01
|480
|3.74
|53.24
|167
|1,826
|0.56
|6.88
|118
|-
|2023-04-01
|463
|3.91
|51.14
|157
|1,816
|0.55
|7.28
|123
|-
|2023-03-01
|445
|2.20
|48.96
|146
|1,806
| -0.12
|7.70
|129
|-
|2023-02-01
|436
|2.28
|48.38
|142
|1,808
| -0.10
|8.22
|137
|-
|2023-01-01
|426
|2.33
|47.80
|138
|1,810
| -0.08
|8.74
|146
|-
|2022-12-01
|416
|3.35
|47.19
|133
|1,812
|1.28
|9.25
|153
|-
|2022-11-01
|403
|3.47
|42.31
|120
|1,789
|1.25
|7.90
|131
|-
|2022-10-01
|389
|3.59
|37.64
|106
|1,767
|1.23
|6.65
|110
|-
|2022-09-01
|376
|5.18
|33.05
|93
|1,745
|0.41
|5.50
|91
|-
|2022-08-01
|357
|5.43
|27.04
|76
|1,738
|0.40
|5.03
|83
|-
|2022-07-01
|339
|5.78
|20.92
|59
|1,731
|0.38
|4.40
|73
|-
|2022-06-01
|320
|2.27
|14.60
|41
|1,725
|0.94
|3.62
|60
|-
|2022-05-01
|313
|2.32
|13.57
|37
|1,709
|0.94
|2.51
|42
|-
|2022-04-01
|306
|2.41
|12.75
|35
|1,693
|0.94
|1.65
|27
|-
|2022-03-01
|299
|1.81
|12.16
|32
|1,677
|0.37
|1.02
|17
|-
|2022-02-01
|294
|1.87
|13.67
|35
|1,671
|0.37
|0.93
|15
|-
|2022-01-01
|288
|1.91
|15.15
|38
|1,665
|0.39
|0.77
|13
|-
|2021-12-01
|283
| -0.07
|16.72
|41
|1,658
|0.02
|0.56
|9
|-
|2021-11-01
|283
|0.07
|11.51
|29
|1,658
|0.08
|0.66
|11
|-
|2021-10-01
|283
|0.14
|6.16
|16
|1,656
|0.13
|0.64
|11
|-
|2021-09-01
|282
|0.43
|0.71
|2
|1,654
| -0.03
|0.53
|9
|-
|2021-08-01
|281
|0.36
|3.12
|9
|1,655
| -0.21
|0.67
|11
|-
|2021-07-01
|280
|0.25
|5.90
|16
|1,658
| -0.37
|1.07
|18
|-
|2021-06-01
|279
|1.34
|9.23
|24
|1,664
| -0.14
|1.71
|28
|-
|2021-05-01
|276
|1.58
|0.99
|3
|1,667
|0.09
|1.82
|30
|-
|2021-04-01
|271
|1.88
| -6.51
| -19
|1,665
|0.32
|1.37
|23
|-
|2021-03-01
|266
|3.18
| -17.16
| -55
|1,660
|0.27
|0.39
|7
|-
|2021-02-01
|258
|3.20
| -25.07
| -86
|1,655
|0.22
| -0.35
| -6
|-
|2021-01-01
|250
|3.30
| -27.71
| -96
|1,652
|0.17
| -0.85
| -14
|-
|2020-12-01
|242
| -4.53
| -30.16
| -105
|1,649
|0.12
| -1.13
| -19
|-
|2020-11-01
|254
| -4.73
| -26.49
| -91
|1,647
|0.07
| -1.18
| -20
|-
|2020-10-01
|266
| -4.99
| -22.77
| -79
|1,646
|0.02
| -1.02
| -17
|-
|2020-09-01
|280
|2.82
| -18.97
| -66
|1,645
|0.10
| -0.63
| -11
|-
|2020-08-01
|273
|3.06
| -21.62
| -75
|1,644
|0.19
| -0.62
| -10
|-
|2020-07-01
|265
|3.40
| -23.73
| -82
|1,641
|0.26
| -0.97
| -16
|-
|2020-06-01
|256
| -6.30
| -25.40
| -87
|1,636
| -0.04
| -1.68
| -28
|-
|2020-05-01
|273
| -5.96
| -18.89
| -64
|1,637
| -0.35
| -1.74
| -29
|-
|2020-04-01
|290
| -9.73
| -12.56
| -42
|1,643
| -0.65
| -1.14
| -19
|-
|2020-03-01
|322
| -6.67
| -2.25
| -7
|1,653
| -0.47
|0.12
|2
|-
|2020-02-01
|345
| -0.43
|5.06
|17
|1,661
| -0.29
|0.94
|15
|-
|2020-01-01
|346
| -0.20
|5.39
|18
|1,666
| -0.11
|1.30
|21
|-
|2019-12-01
|347
|0.49
|5.06
|17
|1,668
|0.07
|1.18
|20
|}
 
== Rental Income ==