Household Debt and Credit: US: Difference between revisions

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== Net Interest Expense ==
== Net Interest Expense ==
Consists of nonmortgage interest paid by households. Note that mortgage interest paid by households is an expense item in the calculation of rental income of persons.
Interest payments Consists of nonmortgage interest paid by households. Note that mortgage interest paid by households is an expense item in the calculation of rental income of persons.


=== Interest Expenses by Disposal Income Ratio ===
=== Interest Expenses by Disposable Income Ratio ===
[[File:Screenshot 2023-09-11 133722.png|center|thumb|931x931px|https://fred.stlouisfed.org/series/B069RC1]]
[[File:Screenshot 2023-09-11 133722.png|center|thumb|931x931px|https://fred.stlouisfed.org/series/B069RC1]]


=== Net Interest Income by Disposal Income Ratio ===
=== Net Interest Income by Disposable Income Ratio ===
[[File:Screenshot 2023-09-11 134521.png|center|thumb|921x921px|https://fred.stlouisfed.org/series/PII]]
[[File:Screenshot 2023-09-11 134521.png|center|thumb|921x921px|https://fred.stlouisfed.org/series/PII]]
{| class="wikitable"
{| class="wikitable"
Line 14: Line 14:
!Personal interest payments
!Personal interest payments
!Personal Interest Income<ref name=":0">https://fred.stlouisfed.org/series/PII</ref>
!Personal Interest Income<ref name=":0">https://fred.stlouisfed.org/series/PII</ref>
!Personal Interest Income<ref name=":0" />
!Personal Interest Income
!Personal Interest Income<ref name=":0" />
!Personal Interest Income
!Personal Interest Income<ref name=":0" />
!Personal Interest Income
!Personal Dividend Income<ref>https://fred.stlouisfed.org/series/PDI</ref>
!Personal Dividend Income
!Personal Dividend Income
!Personal Dividend Income
|-
|-
!Billions of Dollars SAAR
!M/M
!Y/Y
!Y/Y Billions of Dollars SAAR
!Billions of Dollars SAAR
!Billions of Dollars SAAR
!M/M
!M/M
Line 36: Line 44:
!7.01
!7.01
!28
!28
!388
!0.69
!8.45
!26
|-
|-
|2023-07-01
|2023-07-01
Line 46: Line 58:
|6.38
|6.38
|111
|111
|1,644
| -0.22
|1.49
|24
|-
|-
|2023-06-01
|2023-06-01
Line 56: Line 72:
|6.48
|6.48
|112
|112
|1,647
| -1.24
|1.45
|24
|-
|-
|2023-05-01
|2023-05-01
Line 66: Line 86:
|6.88
|6.88
|118
|118
|1,668
|0.16
|3.24
|52
|-
|-
|2023-04-01
|2023-04-01
Line 76: Line 100:
|7.28
|7.28
|123
|123
|1,665
|0.28
|3.83
|62
|-
|-
|2023-03-01
|2023-03-01
Line 86: Line 114:
|7.70
|7.70
|129
|129
|1,661
|1.37
|3.81
|61
|-
|-
|2023-02-01
|2023-02-01
Line 96: Line 128:
|8.22
|8.22
|137
|137
|1,638
|0.21
|2.59
|41
|-
|-
|2023-01-01
|2023-01-01
Line 106: Line 142:
|8.74
|8.74
|146
|146
|1,635
|0.79
|2.12
|34
|-
|-
|2022-12-01
|2022-12-01
Line 116: Line 156:
|9.25
|9.25
|153
|153
|1,622
| -0.86
|0.73
|12
|-
|-
|2022-11-01
|2022-11-01
Line 126: Line 170:
|7.90
|7.90
|131
|131
|1,636
| -0.68
|2.31
|37
|-
|-
|2022-10-01
|2022-10-01
Line 136: Line 184:
|6.65
|6.65
|110
|110
|1,647
|1.52
|3.36
|54
|-
|-
|2022-09-01
|2022-09-01
Line 146: Line 198:
|5.50
|5.50
|91
|91
|1,623
|0.15
|3.05
|48
|-
|-
|2022-08-01
|2022-08-01
Line 156: Line 212:
|5.03
|5.03
|83
|83
|1,620
|0.04
|3.51
|55
|-
|-
|2022-07-01
|2022-07-01
Line 166: Line 226:
|4.40
|4.40
|73
|73
|1,620
| -0.26
|3.67
|57
|-
|-
|2022-06-01
|2022-06-01
Line 176: Line 240:
|3.62
|3.62
|60
|60
|1,624
|0.51
|4.71
|73
|-
|-
|2022-05-01
|2022-05-01
Line 186: Line 254:
|2.51
|2.51
|42
|42
|1,616
|0.74
|5.55
|85
|-
|-
|2022-04-01
|2022-04-01
Line 196: Line 268:
|1.65
|1.65
|27
|27
|1,604
|0.26
|6.12
|93
|-
|-
|2022-03-01
|2022-03-01
Line 206: Line 282:
|1.02
|1.02
|17
|17
|1,600
|0.18
|7.36
|110
|-
|-
|2022-02-01
|2022-02-01
Line 216: Line 296:
|0.93
|0.93
|15
|15
|1,597
| -0.25
|7.96
|118
|-
|-
|2022-01-01
|2022-01-01
Line 226: Line 310:
|0.77
|0.77
|13
|13
|1,601
| -0.58
|9.65
|141
|-
|-
|2021-12-01
|2021-12-01
Line 236: Line 324:
|0.56
|0.56
|9
|9
|1,610
|0.70
|4.95
|76
|-
|-
|2021-11-01
|2021-11-01
Line 246: Line 338:
|0.66
|0.66
|11
|11
|1,599
|0.33
|9.53
|139
|-
|-
|2021-10-01
|2021-10-01
Line 256: Line 352:
|0.64
|0.64
|11
|11
|1,594
|1.21
|12.52
|177
|-
|-
|2021-09-01
|2021-09-01
Line 266: Line 366:
|0.53
|0.53
|9
|9
|1,575
|0.61
|12.51
|175
|-
|-
|2021-08-01
|2021-08-01
Line 276: Line 380:
|0.67
|0.67
|11
|11
|1,565
|0.19
|12.10
|169
|-
|-
|2021-07-01
|2021-07-01
Line 286: Line 394:
|1.07
|1.07
|18
|18
|1,562
|0.73
|11.09
|156
|-
|-
|2021-06-01
|2021-06-01
Line 296: Line 408:
|1.71
|1.71
|28
|28
|1,551
|1.32
|9.24
|131
|-
|-
|2021-05-01
|2021-05-01
Line 306: Line 422:
|1.82
|1.82
|30
|30
|1,531
|1.28
|6.62
|95
|-
|-
|2021-04-01
|2021-04-01
Line 316: Line 436:
|1.37
|1.37
|23
|23
|1,511
|1.43
|3.67
|54
|-
|-
|2021-03-01
|2021-03-01
Line 326: Line 450:
|0.39
|0.39
|7
|7
|1,490
|0.74
|0.71
|11
|-
|-
|2021-02-01
|2021-02-01
Line 336: Line 464:
| -0.35
| -0.35
| -6
| -6
|1,479
|1.32
| -0.27
| -4
|-
|-
|2021-01-01
|2021-01-01
Line 346: Line 478:
| -0.85
| -0.85
| -14
| -14
|1,460
| -4.84
| -1.99
| -30
|-
|-
|2020-12-01
|2020-12-01
Line 356: Line 492:
| -1.13
| -1.13
| -19
| -19
|1,534
|5.09
|3.24
|48
|-
|-
|2020-11-01
|2020-11-01
Line 366: Line 506:
| -1.18
| -1.18
| -20
| -20
|1,460
|3.07
| -2.09
| -31
|-
|-
|2020-10-01
|2020-10-01
Line 376: Line 520:
| -1.02
| -1.02
| -17
| -17
|1,416
|1.21
| -5.55
| -83
|-
|-
|2020-09-01
|2020-09-01
Line 386: Line 534:
| -0.63
| -0.63
| -11
| -11
|1,400
|0.24
| -6.78
| -102
|-
|-
|2020-08-01
|2020-08-01
Line 396: Line 548:
| -0.62
| -0.62
| -10
| -10
|1,396
| -0.70
| -6.51
| -97
|-
|-
|2020-07-01
|2020-07-01
Line 406: Line 562:
| -0.97
| -0.97
| -16
| -16
|1,406
| -0.95
| -5.27
| -78
|-
|-
|2020-06-01
|2020-06-01
Line 416: Line 576:
| -1.68
| -1.68
| -28
| -28
|1,420
| -1.11
| -3.36
| -49
|-
|-
|2020-05-01
|2020-05-01
Line 426: Line 590:
| -1.74
| -1.74
| -29
| -29
|1,436
| -1.52
| -1.62
| -24
|-
|-
|2020-04-01
|2020-04-01
Line 436: Line 604:
| -1.14
| -1.14
| -19
| -19
|1,458
| -1.47
|0.86
|13
|-
|-
|2020-03-01
|2020-03-01
Line 446: Line 618:
|0.12
|0.12
|2
|2
|1,480
| -0.24
|4.08
|58
|-
|-
|2020-02-01
|2020-02-01
Line 456: Line 632:
|0.94
|0.94
|15
|15
|1,483
| -0.44
|5.54
|78
|-
|-
|2020-01-01
|2020-01-01
Line 466: Line 646:
|1.30
|1.30
|21
|21
|1,490
|0.24
|8.40
|115
|-
|-
|2019-12-01
|2019-12-01
Line 476: Line 660:
|1.18
|1.18
|20
|20
|1,486
| -0.34
|4.03
|58
|}
|}


== Rental Income ==
== Rental Income ==